Car Insurance in Bharuch

Bharuch, a city in Gujarat, is located at the mouth of the river Narmada. Besides, it is the administrative headquarters of the Bharuch district. The city has notable tourist destinations and industries like textile mills, chemical plants, dairy products, etc.

Moreover, being a port city, Bharuch features well-established trade relationships with other states. Although the number of vehicles and population has been rising, the city traffic infrastructure and management are poor. On top of that, the city faces flooding and earthquakes.

Therefore, every vehicle owner in this city must opt for a car insurance policy to safeguard themselves financially during such mishaps. If you are trying to find a reliable insurance provider, Digit is the option to consider.

Digit provides online claim settlement that is fast and hassle-free. Keep reading to know more about our car insurance policies.

Digit car insurance policy covers you financially to meet the expenses incurred due to an unexpected mishap. Here are the reasons why you should get car insurance from Digit:

• Online Claim Settlement: Our entire claim settlement procedure is online, so you can raise a claim in minutes. Moreover, there is no hassle of documentation or filling up forms. You can file a claim easily anytime, anywhere and get it settled quickly. You can quickly raise a claim against your car insurance policy through our smartphone-enabled self-inspection process. All you need to do is, call our toll-free number to receive the instructional link on your registered mobile number. Once you receive the link, shoot your vehicle's damages with your smartphone following the guidelines and send them to us. We will get back to you with an estimate after receiving the pictures. Finally, you can choose the repair mode from our Reimbursement or Cashless methods.
• Customise Your Vehicle's IDV: IDV or Insured Declared Value denotes the current market value of your car. Resultantly, it strongly impacts the insurance premium, and the sum insured. We value every client and try to maintain transparency with everyone. So, when you buy a comprehensive insurance policy, we provide you with an option to decide your vehicle's IDV. Do remember that if you select a higher IDV, your sum insured will also be high. But the premium amount will be higher.
• Cashless Repairs From Digit's Network Garages: We have thousands of network garages all across India. You can repair your car in those network garages if you choose our cashless repair mode. Whenever you get a car repair from any of our network garages, you get a six-month warranty. Besides, on availing of the cashless repair mode, you need not pay any extra amount from your end.
• Round-the-clock Assistance: Our helpline number is available 24/7, irrespective of any national holidays. So, whenever you come up with an insurance-related query, reach us for a prompt answer. We are always there to direct you professionally. We know that emergencies can strike at any moment. So, we have kept our helplines open round the clock to help you out during any situation.

There are several ways a Digit car insurance can help you protect your car during severe mishaps. Here are some of the crucial ones:

• Avoid Legal Penalties: According to Motor Vehicles Act 1988, Indian vehicle owners must insure their cars against third-party risks. However, anyone driving without any insurance plan is liable to pay a penalty of ₹ 2000. That can even rise to ₹ 4000 in case of repetition of offences. Moreover, in some instances, the authorities can even imprison the violator or suspend their driving license as well. So, when you get a Digit car insurance policy for your vehicle, you are safe from such legal hazards.
• Choose Different Car Insurance Policies: You can choose from the following car insurance policies when you plan to get one from Digit:

Third-party Car Insurance Policy – This insurance policy covers you financially from third-party losses and damages.

Comprehensive Car Insurance Policy – A comprehensive car insurance policy covers both the owner’s damage and third-party liabilities.

• Get Personal Accident Cover: Every car insurance policyholder must opt for a personal accident cover when purchasing a motor insurance plan. It provides you with financial coverage for expenses you incur due to permanent disabilities or injuries. Digit will also compensate for the loss of income due to the disability and death of the car owner. Thus, it helps protect your family from unexpected financial burdens and assists you financially in covering medical expenses.
• Customise With Add-ons: Add-ons help to extend the coverage of your insurance plan. However, you can buy these add-ons only if you are a comprehensive insurance policyholder. You will need to pay a higher premium when you opt for add-ons. Digit offers you a bunch of add-ons such as tyre protect cover, consumable cover, zero depreciation cover, etc.