Car Insurance in Hyderabad

Hyderabad is the capital and the largest city of Telangana and is known for its rich Nizam heritage, culture and monumental structures. Hyderabad is also known as the "City of Pearls". There are several significant attractions like Charminar, Mecca Masjid, Golconda Fort, etc.

The city is a major hub of trade and commerce of the country and is known for its IT sector. There is a massive inflow of students, skilled workers, tourists and professionals from all over the country. Besides the growing population, the city suffers from a poor drainage and sewage system. This makes accidents, fatalities and other mishaps quite frequent.

Vehicle theft due to lack of parking space is another major cause of concern.

Thus, purchasing a car insurance policy for your vehicle becomes essential if you own a car in Hyderabad.

Digit is one of the most trusted motor insurance providers in the country.

Here are the benefits that you can utilise when you opt for a Digit car insurance policy:

• Simple and Fast Claim Settlement Process: The claim settlement process of Digit is simple and quite fast. Digit has introduced the smartphone-enabled self-inspection feature that makes the entire process hassle-free. Here's what you need to do. Just call us on the provided toll-free number to receive a link in your registered contact details. In the next step, you will have to follow the step-by-step procedure to click and upload pictures of damaged areas of your car. Upon receiving those pictures, our executives will get back to you with an estimate. You can then pick the mode of repair as per your requirement. The online process of raising a claim against the Digit car insurance plan is extraordinarily hassle-free and time-saving. It just takes a few minutes to complete the process as it does not involve the manual filing of forms and submission of numerous documents.
• Thousands of Pan India Network Garages: When you choose the Cashless mode of repair, you can have the repairs done from any of the thousands of Digit's network garages available across India. You will be able to have the car damages fixed easily without you paying any extra amount. You will also get a six months warranty on any car repairs that are conducted in one of Digit's network garages.
• 24/7 Customer Support: Feel free to contact our team for any queries about your car insurance plan. We have kept our helpline portal open 24/7. Furthermore, Digit's customer care representatives are available on national holidays to offer you assistance with any insurance-related doubt.
• Choice of IDV Customisation: Digit lets you customise your car's IDV or Insured Declared Value according to your convenience. The IDV directly influences the premium amount and the sum insured you pay for your policy. Since IDV is the maximum amount of compensation you will get from your insurer in the event of car theft or total loss, make sure to set the IDV carefully.

There are various ways in which Digit car insurance can help you stay protected from unwanted troubles:

• Avoid Legal Complications: As per the Motor Vehicles Act, 1988 of India, every vehicle owner must have at least a third-party insurance plan. Driving without any motor insurance plan will attract a hefty penalty of ₹ 2,000 that can go up to ₹ 4,000 in case of repeated offence. In some situations, it may lead to 3 months of imprisonment or even cancellation of driving license.
• Various Car Insurance Plans: When you choose Digit as your car insurance provider, you can select from the available two types of plans:
  • Comprehensive Car Insurance
  • Third-Party Car Insurance

Both plans come with different features, coverage benefits, and the cost involved also vary.

• Personal Accident Cover: A personal accident cover is mandatory for every vehicle owner buying motor insurance plan. This cover offers financial support in case of any injuries, permanent disabilities or death caused by a car accident. Hence, consider getting a personal accident cover from Digit to protect your family financially in hard times.
• Customise With Add-ons: If you select a comprehensive car insurance plan, you can customise your policy with add-ons. These add-ons offer extended coverage that comes in handy in various circumstances. Do remember that the policy premium will increase slightly if you choose to get add-ons. For example, on choosing roadside assistance, you will get financial coverage for expenses incurred on repair services you avail due to sudden vehicle breakdown. There will be coverage for towing services, taxi services and more. Digit will provide you with fuel assistance if required. Some of the other add-ons are zero depreciation cover, tyre protect cover, passenger cover, etc.