Car Insurance in Darjeeling

Darjeeling, the Queen of Hills, is situated in northern West Bengal. The picturesque beauty of this hill station attracts tourists and travel bloggers all over the world. Tourists rush to Darjeeling throughout the year to experience the serenity of the tea garden or to visit the Peace Pagoda and other popular places.

The massive inflow of visitors keeps the city roads packed and bustling. This often creates congestion. Moreover, because of the geographical location, unforeseen events such as landslides can occur sometimes. To avoid financial outflow due to accidents, natural calamity or theft, you need to buy a car insurance plan in Darjeeling.

Digit Insurance can be a viable option if you are in search of a car insurance provider.

The quick and seamless claim settlement process and continuous customer support make Digit a trusted option to avail.

Here are the few notable benefits that you can get by getting a Digit car insurance policy in Darjeeling:

• Vast Chain of Pan India Network Garages: If you choose the cashless repair mode, you get the car repairs done from any one of Digit's network garages in India. In these garages, the damaged parts of your car will be repaired completely free of charge. Moreover, you will get a warranty on repairs of at least 6 months from any of Digit's network garages.
• 24/7 Customer Assistance: The customer support representatives of Digit are just a call away when you need solutions to all your car insurance-related queries. We are available 24/7 to resolve all your questions and even keep our helplines open on national holidays.
• Customisation of IDV: The Insured Declared Value is the market value of your vehicle, which Digit allows you to customise as per your convenience. The premium you pay for your vehicle's insurance is dependent on the Insured Declared Value of the car. That means, if the IDV is more, the premium you pay will be higher and vice versa. Hence, with Digit, you can customise the IDV, as per your budget and convenience.
• Fast and Simple Claim Settlement Process: Digit offers a simple and fast claim settlement process as it values the convenience and satisfaction of all its customers. The smartphone-enabled self-inspection process makes the claim settlement process totally hassle-free and quick. All you have to do is call Digit to receive a link on your registered contact number. Upon receiving this link, you need to upload clear pictures of the damaged areas of your vehicle and send those to us. Once we receive those pictures, we will get back to you with an estimate for the claim. After that, you can opt for either cashless or reimbursement repair mode.

Let's discuss how Digit car insurance in Darjeeling can protect your financial interest from unforeseen events:

• Avoid Legal Fines: As per the Motors Vehicle Act, 1988, it is compulsory to purchase a third-party insurance plan for every vehicle owner in the country. Not getting at least a third-party insurance plan will attract a fine of ₹ 2,000 that can go up to ₹ 4,000. In some situations, this may lead to the cancellation of your driving license as a punishment.
• Personal Accident Cover: You can always protect the monetary health of your family by getting a personal accident cover. A personal accident cover from Digit will protect your family from unpredictable events that bring both financial and emotional turmoil. A PA cover will protect you in case of expenses due to permanent disability, physical injuries or even death.
• Select From Various Car Insurance Plans: You can choose from the two types of car insurance plans from Digit:
  • Comprehensive Car Insurance Policy
  • Third-Party Car Insurance Policy

You may opt for a car insurance plan according to your need and budget.

• Customise Add-ons: If you choose the comprehensive car insurance plan of Digit, you can customise it with add-ons. Add-ons covers offer additional coverage that can prove to be beneficial in various situations. Examples of some notable add-ons you can consider adding to your comprehensive car insurance plan include a consumable cover, engine & gearbox protection, zero depreciation cover etc. For instance, four-wheeler owners in Darjeeling can get add-ons like roadside assistance cover. This add-on will help you cover expenses for repairs needed during a sudden vehicle breakdown in the middle of the journey. This add-on will also cover costs for towing services (if needed), taxi service to get to your destination, etc.

So, a Digit car insurance policy not only protects you from financial outflows but also saves you from legal complications.