Car Insurance in Palwal

Palwal is a municipal council located in the state of Haryana and is famous for the cotton trade. Moreover, Palwal is part of the National Capital Region. Pawl is located close to Delhi, Faridabad, and Chandigarh;

The roads here experience maximum traffic congestion due to traffic mismanagement, rash driving and violation of traffic laws. Moreover, vehicle thefts are also common. These factors contribute to unpredictable accidents and mishaps.

Hence, to protect yourself from hefty financial liability due to such incidents, choosing a car insurance plan is quite important. If you are looking for a reliable insurance provider in Palwal, you can opt for Digit.

With Digit, you will be able to benefit from a superfast and easy claim settlement process and round-the-clock customer assistance. In addition, the transparency and credibility maintained at every level make Digit a reliable car insurance provider.

Check out the advantages that you can get from a Digit car insurance policy:

• 24/7 Customer Care: Digit customer care representatives are just a call away. They will help you out with any of your queries related to the car insurance policy. Our customer care team is available 24/7 and even on national holidays.
• Accessibility of Thousands of Network Garages: If you are choosing cashless repair mode while raising a claim, then there are thousands of Digit network garages all over India where you can avail of this option from. At these garages, you can quickly fix the damaged parts of your vehicle without the worry of spending any extra money. Not only that, you get a six months warranty on every repair performed in any of the network garages of Digit.
• Simplified Online Claim Settlement Process: The introduction of the smartphone-enabled self-inspection feature in Digit has allowed a simple, hassle-free and fast claim settlement process. Simply call us to receive a link on your registered mobile number. Followed by this, you need to click and upload clear pictures of damaged portions of your vehicle through step-by-step guidelines. Once we receive these pictures, our dedicated team will contact you with an estimate. This paperless process of claim raise and settlement in Digit saves hassle and time by eliminating the need to file countless forms and submit multiple documents.
• IDV Customisation: Insured Declared Value or IDV is the vehicle's present market value. Digit offers the benefit of customising your IDV per your budget or your convenience. It is important to understand that IDV impacts the sum insured and the premium you pay for the policy.

This means higher the IDV, the higher the premium of your car insurance plan and vice versa.

Here’s how Digit car insurance can protect you from various unforeseen incidents: 

• Choose From Various Car Insurance Policies: If you are choosing Digit as your car insurance provider, know that you can choose from the two types of insurance:

Third-Party Car Insurance: Third-party car insurance policy is mandatory for every car owner as per the Motor Vehicles Act in India. This policy covers you from any financial loss due to third-party damages. 

Comprehensive Car Insurance: Comprehensive car insurance plan covers you from all own as well as third-party losses or damages.

• Personal Accident Cover: Accidents are unpredictable incidents that can often lead to bodily injuries, death or total disability. You can protect your family's finances in case of such events with a personal accident cover. It will cover the medical bills, loss of income of the family and even benefit the family members in case of death of the insured member. Purchasing a personal accident cover is mandatory for every car owner. It is a compulsory extension for all vehicle owners in India as per the laws.
• Avoid Legal Issues: As per the Motor Vehicles Act, 1988, it is necessary to get a third-party insurance policy for every vehicle owner in India. Not having an insurance plan will attract fines of ₹ 2,000 to ₹ 4,000 or even 3-months of imprisonment. In some adverse cases, this may lead to the cancellation of the driving license. So, it is important to purchase at least a third-party insurance plan while purchasing a car.
• Customise Add-on Covers: If you are opting for the comprehensive car insurance plan from Digit, you will be able to customise it with add-ons. Add-on covers provide extended coverage over and above the comprehensive policy. However, you need to pay a bit higher premium to get the benefits of add-ons. Some of the notable add-ons you can choose are zero depreciation cover, roadside assistance, tyre protection cover, engine and gearbox cover, etc. The zero depreciation cover, for instance, helps you get a higher compensation amount when you raise a claim. When you get this cover, your insurer will not consider the depreciation costs of the car while offering the compensation amount. You can get as many add-ons as you wish based on your requirement and budget.