Car Insurance in Asansol

In terms of size, Asansol is the second biggest and second most populated city of West Bengal. Other than being a major hub of coal, steel and other industries, this city is also the district headquarters of the district of Paschim Bardhaman.

If you are a vehicle owner in such an overpopulated city, plying on the roads without a car insurance policy can be risky. To add to the miseries, potholes, poor infrastructure, movement of heavy vehicles, and lack of proper traffic management make the roads of Asansol congested and accident-prone.

So, if you are looking for a car insurance policy to safeguard yourself financially, you can rely on Digit. We have an online claim settlement process that is paperless and gets over in a matter of minutes.

Let’s learn more.

With a car insurance policy from Digit, you can get the following advantages:

• Paperless Settlement of Claims: We settle all claims against our insurance policies online. Our smartphone-enabled self-inspection process makes the process of claim settlement easy and convenient. Call us on the provided number and tap on the link you receive. Then, follow a step-wise guide and click photos of the damaged parts of your car. Then, our team will look into the matter and get back to you with an estimate. The entire process is quick, easy and hassle-free. Our online process also saves you from a lot of hassles as you do not have to fill out numerous forms or submit loads of document hard copies. This online claim settlement process enables us to maintain a high claim settlement ratio when it comes to car insurance.
• 24-hour Customer Service: In case you have any questions regarding your vehicle insurance policy or face any emergency, you can contact our team without any hesitation. We are available 24/7 to provide assistance. Even if you contact us on a national holiday, we will be more than happy to help you out.
• Customise the IDV of Your Car: Your car’s IDV or Insured Declared Value has a significant influence on the sum insured and premium amount of your vehicle insurance policy. As we like to maintain transparency with our clients, we give you the option to customise the IDV of your vehicle according to your preference.
• Network Garages All Over India: We have thousands of network garages all over India. So, if you choose Cashless Repairs while claiming your car insurance policy, you can bring your vehicle to one that is the nearest to your location. These garages will get your vehicle fixed without any additional spending from your end. Furthermore, they will provide a warranty of 6 months on all repair works.

Apart from providing financial cover for unforeseen incidents, a car insurance policy does much more. Here are the ways a Digit vehicle insurance policy can save your car in Asansol:

• Personal Accident Cover: A personal accident cover is a mandatory extension that you have to buy when getting a car insurance policy. This will be of help in case of permanent disabilities, bodily injuries or even death in the event of an accident. Under such circumstances, a personal accident cover will make sure that you have financial cover for the expenses of your medical treatment. In case of accidental death, we will compensate your family with the entire sum insured to ensure your family faces no financial burden in your absence.
• Choose Among Different Vehicle Insurance Policies: We offer two types of car insurance policies:
  • Comprehensive Car Insurance Policy 
  • Third-Party Car Insurance Policy

Assess your budget and your requirements and buy a policy accordingly.

• Extend Your Policy Coverage With Add-ons: A comprehensive vehicle insurance plan allows you to include various add-ons. They come at extra expenses but will be helpful in various situations. These add-ons will provide additional coverage. Take the instance of roadside assistance cover. If you are stranded with a broken-down vehicle, we will provide you with financial assistance for all repair or replacement costs required. You also get coverage for the costs of towing your car. You can also choose passenger cover as an add-on. A car insurance policy generally provides financial cover only for the driver. This add-on will financially cover the passengers in your car in case of any mishap. Other add-ons include tyre protect cover, zero depreciation cover, etc.
• Avoiding Fines: It is a punishable offence if you drive your car without a valid vehicle insurance policy. As per Motor Vehicles Act of 1988, all vehicle owners should have a third-party insurance cover. Therefore, if the authorities catch you driving without one, there will be a hefty penalty of ₹ 2,000. This fine will rise to ₹ 4,000 for subsequent offences. Additionally, you may also be punished with a 3-month prison sentence and suspension of your driving licence.

Thus, other than protecting you financially after a mishap, a car insurance policy also helps you avoid legal penalties.