Car Insurance in Hisar

Hisar, a city in Haryana, is the administrative headquarter and municipal corporation of the Hisar district. Considering the large steel industry of Hisar, this city is known as the ‘City of Steel. It also holds the position of the largest manufacturer of galvanised iron in India. Being an industrial area, the city is highly populated, leading to congestion.

Most commuters prefer cars as a mode of transport. However, driving through congestion can be risky, with higher chances of mishaps or accidents.

Car insurance helps cover the financial expenses caused due to an unforeseen accident or damages. Therefore, if you are looking for a reliable insurance provider in Hisar, turn to Digit without further delay. Digit offers a wide range of benefits to its policyholders and provides round-the-clock customer support.

Digit has ample to offer to its car insurance policyholders. Here are some of them:

• Easy and Quick Claim Settlement Process: Being online, Digit’s claim settlement process is both easy and quick. Their smartphone-enabled self-inspection method made the claiming procedure simple. Follow these easy steps to file a claim:

  • Call on the provided number from your registered mobile number
  • You will receive a link on your mobile
  • Follow the guidelines and click images of your vehicle’s damages from your smartphone

The concerned team will get back to you with an estimate on receiving the pictures of the damaged vehicle parts. Besides, choosing Digit lets you get a superfast claim settlement without any hassles of documentation or filling up forms. Thus, it takes just a few minutes to complete the entire claim settlement procedure. You can then opt for cashless repair from any of the network garages or go for reimbursement option. Such a quick and hassle-free claim settlement process has helped Digit to get a high CSR (Claim Settlement Ratio) for private cars.

• IDV Customisation: IDV or Insured Declared Value directly affects the car insurance premium, and sum insured. IDV is basically the current market value of your car. Digit believes in transparency; therefore, it allows every policyholder to customise the IDV as per their preference and budget.
• 24/7 Customer Support: On choosing Digit, you get 24-hour customer support irrespective of holidays or national holidays. Therefore, whenever you have any insurance-related queries dial Digit’s customer care number and get a prompt answer to all your questions.
• Cashless Repairs from Network Garages: You can opt for a cashless mode of repair from any of the nearest Digit network garages.

You can repair your vehicle damages from any of the nearest network garages without spending any additional charges from your pocket. Moreover, you get a 6 months warranty on all repairs from a Digit network garage.

Here are some of the ways in which Digit car insurance policies can help you protect your car:

• Avoiding Legal Penalties: According to the Motor Vehicles Act 1988, every vehicle owner in India must opt for a third-party car insurance policy. If any car owner drives without an insurance policy, he or she will be fined a penalty of ₹ 2,000. However, this amount can rise to ₹ 4,000 in case of repeated offences. Moreover, authorities can suspend your driving license or imprison you for 3 months in certain cases.
• Choosing From a Range of Car Insurance Policies: Digit allows you to choose from the following types of car insurance policies:

Third-party Car Insurance – A third-party car insurance policy is mandatory for every car owner to purchase. It provides you financial assistance for the expenses of damages and losses caused to someone else’s property or life by your car.

Comprehensive Car Insurance – When you opt for a comprehensive insurance policy, you get coverage for financial expenses due to third-party liabilities and your own damages. Besides these, it also covers your losses caused due to natural calamities and thefts. Moreover, a comprehensive car insurance policy includes several add-ons that help maximise your coverage.

• Personal Accident Covers: Personal accident cover provides you financial coverage against the hefty expenses that you might incur due to physical disabilities, injuries or death due to accidents or any mishaps. This helps in offering much-needed financial protection to your family in case of such serious incidents.
• Customising Your Policy With Add-ons: When you opt for a comprehensive car insurance policy from Digit, you get an option to choose from their range of add-ons. You can customise the policy with add-ons to maximise your benefits by paying a nominal additional amount. Digit offers add-ons such as zero-depreciation cover, passenger cover, return to invoice cover, breakdown assistance and many more. When you choose any of these add-ons, you get extra coverage that helps in enhancing your safety. So, with Digit car insurance, you can steer clear of any financial outflow and legal issues arising due to car-related mishaps.