Car Insurance in Imphal

Imphal, the capital of Manipur in India, is a metropolitan city surrounded by remains of historic architecture and monuments. The east and west of Imphal constitute the city part that has a majority of the population. Moreover, some exemplary tourist attractions like Kangla Palace, Hiyangthang Lairembi temple, Indian Peace Memorial at the Red Hills, etc.

This part of India experiences tourists from various parts of the country, which makes it overcrowded sometimes. Additionally, there are increased chances of landslides due to the geographical situation of Imphal. So, to avoid any financial losses due to mishaps, damages, or accidents, car owners in Imphal can opt for an insurance plan.

So, if you are a car owner in Imphal looking for a suitable car insurance provider, then Digit is the right partner for you.

Why Digit? Digit has the fastest claim settlement process and round-the-clock customer assistance. Not only this, but it also offers other benefits that make Digit your dependable vehicle insurance partner.

Here are the notable facilities that you can get after availing a Digit car insurance policy:

• Simplified Claim Settlement Process: With Digit, you can enjoy a trouble-free online claim settlement process that is easy and super-quick. Moreover, the smartphone-enabled self-inspection feature eliminates the inconvenience of filing numerous forms and submission of documents. Just give us a call, followed by which you will receive a link to your registered contact details. Then you need to click pictures of the damaged portions of your vehicle and upload the same following step-by-step guidelines. Once we receive these pictures, our representative will get back to you in no time. Moreover, this convenient way of settling the claim has helped Digit to achieve a high CSR for private cars.
• Accessibility of Thousands of Network Garages: Numerous Digit network garages spread India offer cashless repair for the car owners choosing it while claiming their insurances. At these garages, you will get free-of-charge repairs for the damaged parts of your car. On top of this, you get six months of warranty on the repairs conducted in Digit's network garages.
• 24/7 Customer Assistance: The customer care representatives of Digit are always ready to attend to your query related to your vehicle insurance plan. We have kept our service open for you even on national holidays. So if you need any assistance at any time of the day, feel free to get in touch with us.
• Insured Declared Value Customisation: IDV or Insured Declared Value is the current market price of a vehicle. With Digit, you get the benefit of customising your IDV, which also affects the premium you pay for your vehicle insurance. Car owners can customise the IDV of their cars based on their convenience. This benefit makes Digit one of the most transparent vehicle insurers in India.

Here are the top ways in which Digit vehicle insurance policy in Imphal can safeguard your car:

• Availability of Different Car Insurance Policies: Digit allows you to choose from the availability of two kinds of car insurance plans. These are:

Comprehensive Car Insurance Policy: The comprehensive car insurance policy covers you financially for damages taking place on the third-party property or your own car. You can also get coverage for costs arising due to accidents, natural disasters, fire or theft.

Third-Party Car Insurance Policy: This type of car insurance policy is mandatory to obtain as per the Motor Vehicles Act of India. A third-party vehicle insurance plan safeguards the benefits of car owners from any liability that comes up due to losses to third-party cars or persons.

• Personal Accident Cover: It is not at all possible to predict any accidents; however, it is always possible to safeguard the interest of your family's finances beforehand. Hence to do that, personal accident cover becomes undeniably useful. A car owner must obtain a personal accident cover as a mandatory extension while obtaining a motor insurance policy. This will provide financial coverage in case of physical injuries, disabilities or even death.
• Customisation of Add-ons: You can now customise add-ons while choosing the comprehensive car insurance policy by just paying a minimal extra amount. A plethora of add-ons are available from Digit that will help you to enjoy additional coverage and benefits. These add-ons are engine & gearbox protection cover, breakdown assistance, zero depreciation cover, consumables cover etc.
• Avoid Legal Fines: If you are in India and do not have a third-party insurance policy, you can be penalised with fines as per the Motor Vehicles Act, 1988. It is mandatory to obtain a third-party insurance plan for compliance with the law. On the contrary, failure to do so will lead to fines ranging from ₹ 2,000 to ₹ 4,000 or sometimes cancellation of driving license.

So, with Digit car insurance, you can enjoy financial coverage in the event of any unforeseen incident involving your car.