Madurai is the administrative headquarters of Madurai District and the cultural capital of Tamil Nadu. The city is an important educational and industrial hub in South Tamil Nadu. It houses several chemical, automobile, rubber, and granite manufacturing industries.

A sizeable number of individuals commute to this city on a daily basis for different purposes, which leads to substantial traffic congestion on the roads. Such circumstances can further result in unforeseen accidents and financial loss. That is why car owners of Madurai must opt for a car insurance plan to safeguard themselves from such losses.

If you are seeking a renowned car insurance provider in Madurai, choose Digit as it offers an array of benefits, including an easy and quick claim settlement procedure.

Listed below are the various benefits of opting for a car insurance policy from Digit:

• Facility to Customise IDV: The Insured Declared Value (IDV) forms one of the most vital components of car insurance. It basically refers to a car’s current market value and directly affects the insurance premium. Plus, at the time of claims, it has a direct impact on the claim amount. Individuals who opt for a car insurance policy with Digit get the benefit of customising their IDV as per their choice.
• Quick and Simple Claim Settlement: Digit has made raising car insurance claims smartphone-enabled and paperless. The entire 3-step digital claims procedure at Digit offers a simple and stress-free experience to all individuals. This online process takes only a few minutes to complete, and it eliminates the hassles of filling up forms and submitting several documents. One simply needs to place a call on Digit. Following that, a link for self-Inspection is sent to their registered mobile numbers. They have to follow a stepwise guide and click the pictures of the damages on their smartphones. The concerned team will get back with an estimated quote. Finally, you can opt for the desired mode of repair - reimbursement or cashless via the network garages. This online claim filing process has helped Digit to achieve a high claim settlement ratio.
• Vast Network of Garages for Cashless Repairs: The car insurance policyholders of Digit get the benefit of choosing from thousands of cashless network garages for repairing damages free of cost. So, you don’t need to pay anything extra while having the claimed repairs done.
• 24/7 Support Even on National Holidays: Car insurance policyholders can get their doubts or queries cleared from the customer support representatives at Digit at any time on any day. This even includes national holidays.

Purchasing car insurance from Digit in Madurai can help safeguard one financially against a mishap via several ways. These are listed below:

• Personal Accident Cover: A personal accident cover provides you financial assistance when a car accident results in permanent disabilities, injuries, or death. Every vehicle owner must opt for a personal accident cover is a must for any vehicle owner. Buying a personal accident cover from Digit will go a long way in safeguarding you and your family financially at the time of unforeseen mishaps.
• Choose From Different Options for Car Insurance Policies: At Digit, you get to opt for these two types of car insurance plans:

Comprehensive Car Insurance- Comprehensive car insurance from Digit covers expenses for both own and third-party damages. This also provides protection from unforeseen losses resulting from theft, fire, or a natural or man-made calamity.

Third-Party Car Insurance- In India, this car insurance plan is mandatory as per the Motor Vehicles Act, 1988. While third-party car insurance from Digit does not cover own vehicle damages, it covers one against liabilities occurring in case of damage or loss caused to a third-party vehicle, person, or property.

• Eliminate Legal Complications: You need to purchase third-party car insurance not only to protect yourself from any financial loss due to accidents or mishaps but also to avoid paying a fine of ₹ 2,000. Due to subsequent offences, this fine might increase to ₹ 4,000. In some cases, you might be imprisoned for up to 3 months or even have your license suspended for driving without a car insurance plan.
• Opt for Add-Ons to Customise Your Insurance: To get an extended coverage, you can choose from different add-on covers that come with a comprehensive car insurance policy from Digit. These are some of them:
  • Return to Invoice Cover: A return to invoice cover is ideal for new cars. With this cover, you will get compensated with the car’s invoice value if there is theft or damages beyond repair. 
  • Zero Depreciation Cover: If you opt for a zero depreciation cover, you will get the maximum claim amount without factoring in the depreciation cost of the car parts. In addition, you can get other add-ons like consumable cover, engine & gearbox protection, tyre protect cover, passenger cover, and breakdown assistance. So evidently, there are plenty of reasons to opt for a car insurance policy with Digit in Madurai.