The city of Morbi is situated on the banks of the Machhu River in the Morbi district. This district is on the Kathiawar peninsula of Gujarat. Initially, the city's economy was based on ceramic and clock manufacturing.

However, there has been a major emergence of paper mills, import-export businesses, etc. Besides, tourism also constitutes a considerable part of Morbi's economy. On top of a growing population and vehicle number, the city lacks proper traffic infrastructure and management, leading to accidents or mishaps.

Being a car owner in this city, you must opt for a car insurance policy to safeguard your vehicle from unforeseen incidents. Car insurance policies provide you with financial assistance to cover your accidental losses and damages. Opt for Digit Insurance if you are looking for a reliable car insurance plan.

We provide a bunch of added features with our insurance plans. Our claim settlement process is superfast and easy, and you can raise a claim online. Read further to know more about our extensive features.

By choosing a Digit car insurance policy, you can get a range of convenient features. Here are some of the advantages of choosing us:

• Option to Customise your Vehicle's IDV: IDV or Insured Declared Value is the current market value of your car. It will directly impact your insurance's premium amount, and the sum insured. Digit prioritises transparency for all its policyholders. Therefore, when you choose us, we provide you with an option to customise your car's IDV.
• Quick and Easy Claim Settlement: Our claim settlement procedure is superfast as we bring an entirely online method for it. Therefore, you can raise a claim for your insurance policy in minutes, without any hassles of documentation or form fill-ups. Besides, our smartphone-enabled self-inspection method makes your claiming procedure super easy. You can receive the self-inspection link on your registered mobile once you call on our toll-free number. Next, you need to follow the step-by-step guide, and click the images of your car's damage from your mobile phone. Our team will get back to you with a quote. Finally, you can end the process by choosing between the Reimbursement or Cashless mode of repair.
• Cashless Repair from Digit's Network Garages: When you select our cashless repair mode, you get to repair your car from any of our network garages. There are thousands of network garages across India. These garages offer a six-month warranty on the repair. When you opt for cashless repairs, you need not bear any additional repairing expenses from your end; everything gets covered by your insurance policy.
• 24/7 Customer Assistance: Valuing the requirements of our wide clientele, Digit offers 24-hour customer support to resolve each client's issues. So, whenever you come up with any insurance-related query, call our helpline number for a prompt solution. We are available on holidays as well.

We help you to stay protected from unforeseen incidents in several ways. Here are some of them:

• Avoid Legal Penalties: As per the Motor Vehicles Act 1988, every Indian vehicle owner must insure their vehicles against third-party risks. If you drive without any vehicle insurance, you might get a penalty of ₹ 2000, which can rise to ₹ 4000 for repeated offences. Moreover, in some selective cases, authorities may suspend your driving license and put you into 3-months imprisonment. A Digit car insurance policy safeguards you from legal complications.
• Choose a Convenient Car Insurance Policy: You can choose between the following two car insurance policies offered by Digit:

Comprehensive Car Insurance Policy – A comprehensive car insurance policy safeguards you from third-party liabilities and covers personal damages as well.

Third-party Car Insurance Policy – A third-party car insurance policy covers you financially from third-party damages and losses caused by your car.

• Personal Accident Cover: Personal accident cover is a must-have for every vehicle owner. It covers you financially in unfortunate cases like permanent disabilities, major injuries, death, etc. You will get financial coverage for hospital bills, medical treatment as well as death. In case of the death of the car owner, Digit will provide the entire sum insured to the policy nominee.
• Customise With Add-ons: When you purchase a comprehensive car insurance policy, you get options to extend your insurance coverage by choosing multiple add-ons. Though you need to pay a minimum additional charge to enjoy the add-on benefits, considering the extra coverage, it is worthwhile. Digit offers an extensive range of add-on covers to maximise your benefit. For instance, when you opt for a zero-depreciation cover, you get a higher compensation amount from Digit as we will not factor in the depreciation charges while paying the claim amount. So, when you choose Digit as your insurance provider, you get to cover yourself from the unwanted financial outflow and also avoid legal issues.