Mysore, nicknamed the ‘City of Palaces’, is located in Karnataka. It is also referred to as the cultural capital of Karnataka. It is known for industries like sandalwood carving, weaving, bronze work, etc. However, tourism and IT are the major industries in Mysore. According to the records, Mysore witnesses more than 3 million tourists annually.

With such a huge tourist footfall every year, the roads of Mysore are undoubtedly overcrowded and congested at most times. The growing number of industries also contributes to the high population. In addition, the city becomes quite challenging for vehicle owners during monsoon.

Thus, opting for a car insurance policy is crucial to financially protect yourself from the risks of unforeseen mishaps.

While looking for a reliable insurance provider, you will come across several renowned brands. Digit Insurance is one of the most reputed brands among them. When you opt for Digit insurance policies, you get various facilities and benefits.

Digit car insurance policy has a lot to offer to their policyholders. Check out some of the best reasons to opt for Digit:

• Customise Your IDV: Your vehicle’s market value is the Insured Declared Value of your car. The IDV strongly impacts your insurance’s premium, and the sum insured. Digit aims to maintain transparency for all their policyholders. Thus, they allow every policyholder to customise their vehicle’s IDV according to their convenience. Do note that the higher the IDV, the higher the premium you have to pay.

• Superfast Claim Settlement: The entire claim settlement for Digit car insurance is online, making the procedure fast and convenient. It helps the policyholder to file a claim in minutes without any hassle of documentation or paperwork. The smartphone-enabled self-inspection method lets you easily file a claim against your car insurance. You need to follow some simple steps to get it done:

  • Call on the provided number and get a link for self-inspection on your registered mobile number
  • Follow the stepwise instructions and click your car’s damaged parts from your smartphone
  • Send the pictures to get a quote
  • End your claim settlement procedure by choosing a repair mode: Cashless or Reimbursement. It’s that easy! Thus, you can choose Digit for a smart and easy claim settlement.
• Thousands of Network Garages: If you are a Digit car insurance policyholder, you can get the damaged car repaired from any of the network garages. It is applicable even if you are travelling outstation. Digit has thousands of network garages across India to offer this facility. Moreover, they offer a 6-month warranty on every repair. On choosing a cashless mode of repair, you can get a car repaired without any additional expenses from your end.
• 24/7 Assistance: You can reach Digit’s customer care number anytime you need an insurance-related solution. The customer care executives are there to answer your queries 24 hours a day, irrespective of national holidays.

Here are some of the ways Digit helps you to stay protected from unpredicted mishaps:

• Avoid Legal Hazards: The Motor Vehicles Act 1988 mandated third-party car insurance for every vehicle owner. In case you are driving a car without any insurance plan, you are liable to pay ₹ 2,000 as a penalty, which can reach ₹ 4,000 if the offence is repeated. Digit’s car insurance policy helps you avoid such hazards and keep a clean legal record.

• Choose Convenient Insurance Policies: Digit offers two types of car insurance policies:

  • Third-party Car Insurance Policy
  • Comprehensive Car Insurance Policy 

Both these policies come with different features and benefits, and the premium amount you pay for each type of insurance will also vary.

• Get Personal Accident Cover: Personal accident cover is a must-have for all vehicle owners. PA cover is a compulsory extension when you buy any motor insurance. The cover is issued in the name of the vehicle owner. It covers the expenses that you may incur for bodily injuries, permanent disabilities and death. Therefore, with a PA cover, you can secure your family’s finances from unforeseen burdens caused due to death or total disability.
• Customise Your Car Insurance with Add-ons: When you opt for a comprehensive car insurance policy from Digit, you get an option to customise add-ons to maximise the benefits. Though you need to pay some extra charges, the benefits are worthwhile to pay for. Digit offers several add-ons like a consumable cover, return to invoice cover, tyre protect cover, engine and gearbox protection cover and so on. Let’s see an example of the return to invoice cover. You will be compensated with the amount mentioned in your car’s invoice in case it is stolen or completely damaged. You can add an extra layer of protection and enhance the coverage of your car insurance policy when you choose Digit as your insurance partner.