Car Insurance in Port Blair

Port Blair is the capital city of Andaman and Nicobar Islands. This place is highly famous among tourists. Some of the spectacular visiting spots of this city include Cellular Jail, Samudrika Marine Museum, Anthropological Museum, etc.

The city depends on tourism and other major handicraft industries, minerals and energy resources. However, the city traffic infrastructure isn't quite robust. Also, cyclones, heavy rainfall, thunderstorms and other natural calamities are quite common.

All these often lead to unwanted financial loss in the form of damages, losses and accidents. Hence, it is advisable to stay protected by getting a car insurance policy.

If you are in Port Blair and wondering which car insurer to opt for, you can consider relying on Digit. Digit offers simple and fast online claim settlement procedures and extensive customer support at odd hours. In addition, there are countless benefits that you can enjoy by choosing Digit for your four-wheeler.

Here are the advantages that you can utilise on choosing a car insurance policy of Digit in Port Blair:

• Option to Customise IDV: In simpler words, the Insured Declared Value is the current market value of your vehicle. Insured Declared value directly influences the premium you pay for the vehicle insurance and the sum insured. This means if you choose lower IDV, you will have to pay a comparatively low insurance premium and vice versa. Digit prioritises transparency and customer satisfaction. So, every car insurance policyholder can customise IDV at their convenience.
• Easy Claim Settlement Process: Digit facilitates online claim settlement process through the smartphone-enabled self-inspection feature. To raise a claim, simply call us on the provided number, and you will receive a link in your registered contact number. Next, you must click and upload clear pictures of the damaged areas of the vehicles. Upon receiving it, our representatives will get back to you with an accurate estimate. The paperless mode of the online claim settlement process eliminates the need for filing forms and submission of documents. This hassle-free process has helped us to become one of the most sought-after car insurers.
• Different Network Garages for Cashless Repair: If you are choosing the cashless repair mode for your car, you can reach out to any of the numerous network garages of Digit available throughout India. At these garages, your car will be repaired absolutely free of cost. Furthermore, you will receive six months of warranty on the repair performed in any of the network garages of Digit.
• Customer Support for 24/7: We understand that emergencies can strike at any moment. So, our helpline portals are open 24/7. Our customer support executives are available to help you out with your doubt, even on national holidays. So if you have any concerns related to your car insurance, feel free to reach out to us at any time.

Let's find out various ways in which vehicle insurance from Digit can offer safety from uncalled mishaps:

• Availability of Personal Accident Coverage: A personal accident cover is a mandatory extension of any vehicle insurance as per government rule. It protects the financial health of your family in case of permanent disability, bodily injuries and death. The PA cover will compensate you for expenses due to medical bills and loss of family income. So, with Digit insurance, you get to secure the finances of your family to protect them during any unfortunate incident.
• Choose From Different Car Insurance Policies: Here are the types of car insurance plans that you can choose from when you opt for Digit:

Comprehensive Car Insurance: This insurance policy covers personal damages as well as third-party damages.

Third-Party Car Insurance: This plan will cover liabilities arising due to third-party damage to property, person or vehicle.

Assess your requirements and budget before choosing a particular insurance plan.

• Avoid Legal Penalties: According to the Motor Vehicles Act, 1988, it is compulsory to purchase third-party vehicle insurance in India. If, in case, you fail to get one, it may attract fines ranging from ₹ 2,000 to ₹ 4,000. Moreover, on repeated violation of this law, it will bring punishment involving 3-months of imprisonment or cancellation of driving license. Buying car insurance from Digit will help you steer clear of such legal issues.
• Add-ons Customisation: Digit offers you to customise your comprehensive car insurance with add-on covers. These add-ons offer additional coverage that you can get by paying a slightly extra premium amount. Digit offers various add-ons such as return to invoice cover, roadside assistance, tyre protection cover, engine and gearbox cover, etc. The return to invoice cover, for instance, will help you get compensation equal to the amount stated in your car's invoice if your car is stolen. So, if you are searching for a dependable motor insurance partner for your vehicle in Port Blair, feel free to reach us.