Car Insurance in Tiruvallur

Tiruvallur is one of the fastest developing cities, located in the state of Tamil Nadu. This city is the home to several reputed industries. Moreover, it houses various notable temples and shrines that attract visitors each year. The city is surrounded by a few major industrial centres of the state.

The presence of industries often contributes to a higher population. Despite being one of the fastest developing cities, vehicle owners experience different road challenges due to the lack of traffic management and under-construction roads.

A car insurance plan is necessary for car owners of Tiruvallur to avoid any financial damages that may result from road mishaps. So, if you are in Tiruvallur and looking for a reliable car insurer, consider reaching out to Digit.

Here’s more.

Here are the reasons why you must consider getting a car insurance plan from Digit in Tiruvallur:

• Availability of Thousands of Network Garages: Car owners choosing the cashless mode of repair can select any of the network garages of Digit for repairing the damaged portion of the car. When you take your car for repair in these network garages, you need to pay anything from your end. On top of this, you can get six months of warranty on repairs done from any of the network garages in India.
• Quick Claim Settlement Procedure: Digit offers a superfast and hassle-free claim settlement procedure through its smartphone-enabled self-inspection feature. To raise a claim, you can simply call our toll-free number to receive a link at your registered contact number. After this, you need to follow step-by-step guidelines to click and upload pictures and send that to us. Once we receive those pictures, our representatives will get back to you with an estimate. Then you can decide whether to choose a cashless mode of repairs or claim for reimbursement. The simplified online claim settlement process has completely removed the difficulties of filling out various forms and manually submitting documents. By doing this, the claim settlement process has become time-saving, and the claimant can be compensated easily during emergencies.
• 24/7 Customer Care Support: We are available 24/7 to attend to any of your concerns related to your vehicle insurance policy. Moreover, we understand that an emergency can occur at any time and on any day, so we have kept our portal open even on national holidays. So, if you have got any queries, feel free to reach us anytime.
• Customisation of IDV of the Car: Digit offers you to customise the Insured Declared Value or IDV as per your convenience. IDV means the market value of your vehicle, and it directly influences the sum insured and the premium you pay for car insurance. This means the higher the IDV, the higher the premium you pay and the higher will be the sum insured for the insurance.

Let’s understand the ways Digit car insurance can safeguard your financial interest from unforeseen events in Tiruvallur:

• Personal Accident Cover: If you are driving a four-wheeler in India, then getting a personal accident cover is mandatory. Irrespective of whether you are choosing a comprehensive car insurance plan or third-party insurance, a PA cover is necessary as per laws. When you get a PA cover, you will get compensation for medical bills and other associated expenses incurred due to heavy injury or complete disability. In addition, in case of an adverse situation involving the death of the car owner, the total sum insured will be provided to the nominee. Hence, getting a personal accident cover from Digit will ensure to protect your family’s finances during hard times. 
• Avoid Legal Penalties: In India, the Motor Vehicles Act, 1988, has made buying third-party car insurance for every vehicle owner compulsory. Driving without any insurance plan will lead to hefty fines ranging from ₹ 2,000 to ₹ 4,000. For certain circumstances, it will lead to 3-months of imprisonment or even cancellation of driving license.
• Customise Add-ons: Digit offers you to customise add-ons that offer extended coverage over and above the comprehensive car insurance policy coverage. These add-ons are additional coverage that you can include by paying a nominal extra amount. Some of the significant add-ons are zero depreciation cover, tyre protection cover, roadside assistance, etc. For example, if you are choosing roadside assistance as an add-on, you will be covered for any repair and replacement charges that you may incur due to a car breakdown in the middle of your journey.
• Choose From Various Car Insurance Policy: Digit offers you to choose from the available two vehicle insurance policies as per your preference:

Comprehensive Car Insurance: A comprehensive car insurance policy offers coverage on all types of damages, including personal and third-party damages.

Third-Party Car Insurance: A third-party car insurance policy compensates for only losses and damages that occurred to third-party persons, properties or vehicles.