Car Insurance in Ahmedabad

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Car Insurance in Ahmedabad

Considering its huge population and attractive tourist spots, Ahmedabad is one of the busiest Indian cities. If you are a car owner residing in this city, you need to opt for car insurance to safeguard yourself against financial losses due to any mishap or accident.

The Motor Vehicles Act 1988 has already mandated a third-party car insurance policy for every vehicle owner in India. Driving without it can lead to hefty penalties.

A third-party insurance policy covers the expenses of damages caused by your car to someone else’s property or life. However, the comprehensive policy safeguards both your and the third-party liabilities. You can buy a car insurance policy as per your requirement from Digit Insurance.  Here’s more.

Why should you buy Digit Car Insurance in Ahmedabad?

Car Insurance plans in Ahmedabad

Third-Party Comprehensive

Damages/Losses to own car due to an accident

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Damages/Losses to own car in case of fire

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Damages/Losses to own car in case of a natural calamity

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Damages to Third-Party Vehicle

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Damages to Third-Party Property

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Personal Accident Cover

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Injuries/Death of a Third-Party Person

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Theft of your car

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Doorstep Pick-Up & Drop

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Customize your IDV

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Extra protection with customized add-ons

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Get Quote Get Quote

Know more about the difference between comprehensive and third party insurance

How to file a Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

How fast are Digit Insurance Claims Settled? This is the first question that should come to your mind when switching your insurance company. Good you’re doing that! Read Digit’s Claims Report Card

The Need for Car Insurance in Ahmedabad

Ahmedabad is the largest city in the State of Gujrat, with a population of over 55 lakhs. It is located on the banks of the river Sabarmati and is a rapidly growing educational and industrial hub in India. Ahmedabad’s delicious food, incredible architecture, and colourful culture attract lakhs of tourists every year.

Challenges faced by the Car owners in Ahmedabad

Frequent road accidents - As per the Ahmedabad Traffic department data, a total of 726 road accidents were reported until June 2019. The main reason for this is that more and more people use their private vehicles for their daily commute instead of public transportation. This makes Ahmedabad an over-crowded city, thus resulting in frequent road accidents. 

Car thefts - Car thefts in Ahmedabad are getting worse every year. Since 2016, thousands of vehicles have been stolen, out of which only 30% are recovered by the police officials. After stealing, the thieves change the number plate and sell the car in the neighbouring states, which makes it difficult for the police to track down the vehicles. 

Rains and poor road condition - During monsoons, Ahmedabad experiences heavy rainfall in most of the region. This affects the condition of the roads to a great extent resulting in potholes on many streets. Moreover, the white sprites on the speed breakers get washed away by the rains. Due to this, car drivers are not able to spot them, which leads to accidents. 

How Digit insurance can save your Car in Ahmedabad?

Finding car insurance in Ahmedabad can be a troublesome task. This is where Digit Insurance comes into the picture. It enables you to buy the most suitable car insurance policy online without the involvement of any middlemen and with efficient customer service. 

Choose from two types of car insurance policies

  • Third-party liability policy -  It covers the damages caused by the insured vehicle to the third party. 
  • Comprehensive car insurance - It provides coverage against damages to your own car and also to the third party as well.  

Personal accident cover - Due to the increasing number of accidents every year, car owners need to buy a personal accident cover in Ahmedabad. This cover ensures the financial stability of not only the insured person but also his family if he gets injured or dies in a car accident.  

Avoid heavy fines - Third-party car insurance in India is a legal obligation. Moreover, car owners must renew car insurance in Ahmedabad. Hence, Digit insurance can help you buy the right third party insurance for your car. In the absence of insurance, a car owner can suffer from the following penalties:

  • Fine of Rs.2000 for the first offence and Rs.4000 for the subsequent offence
  • Imprisonment for up to 3 months
  • Suspension of driver’s license 

Comprehensive policy to protect your car - With an increasing number of car accidents and thefts in Ahmedabad, a comprehensive policy can help you to a great extent. It covers many different types of financial losses of car owners. It safeguards them financially if their car gets damaged due to natural and human-made disasters such as floods, earthquakes, theft, fire, terrorist attacks, and riots. 

Add-ons suitable for Ahmedabad - In addition to your comprehensive car policy, you can also buy some car insurance add-ons for more protection. For example, since car thefts are common in Ahmedabad, return to invoice can be the best choice as it can help you get back the entire amount of your car’s invoice value. On the other hand, tyre protect cover can serve best in case your tyre gets damaged due to potholes and open manholes.