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Car Insurance in Agra
According to the Motor Vehicles Act, 1988, it is mandatory to purchase third-party liability insurance if you own a private vehicle in India. Car insurance helps you cover the damages to your own car or someone else’s property in case of an accident as per the policy opted for. As a resident of Agra, where the traffic is usually high, having insurance can only be beneficial.
If you are looking for a reliable car insurance provider, there are some big names. Digit Insurance is one of them. Here, you can choose between third-party or comprehensive policies based on your budget on premiums. Keep reading this article to know more.
Why should you buy Digit Car Insurance in Agra?
Car Insurance plans in Agra
| Third-Party | Comprehensive |
Damages/Losses to own car due to an accident |
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Damages/Losses to own car in case of fire |
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Damages/Losses to own car in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your car |
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Doorstep Pick-Up & Drop |
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Customize your IDV |
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Extra protection with customized add-ons |
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| Get Quote | Get Quote |
Know more about the difference between comprehensive and third party insurance
How to file a Claim?
After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
The Need for Car Insurance in Agra
Agra is situated on the banks of Yamuna River in the state of Uttar Pradesh. With the beautiful view of the famous Taj Mahal and Fatehpur Sikri, Agra is also famous for a dessert called "petha". It is a developing city with a population of over 16 lakhs. Known for its tourism, this beautiful city is the melting pot of various cultures and heritage.
Challenges faced by the car owners in Agra
Accident-prone area - The Yamuna Express Highway, connecting Greater Noida with Agra, is an accident-prone area. Around 7000-8000 passengers travel on this 165 km long road every day. According to the official data, this expressway has witnessed more than 357 accidents and 150 deaths in 2019 alone. Most of these accidents are caused due to over speeding and tyre busting.
Theft - Car theft is one of the major issues in Agra. Police have reported more than 15,000 cases of vehicle theft in the last three years. Due to this increasing number of carjackers, it is very challenging for car owners to drive their vehicles in Agra.
Bad road condition - The city of the Taj Mahal also suffers from the severe condition of potholes. Due to monsoons, most of the roads get damaged at a largescale and become dangerous for driving. Open manholes on some of the roads can also result in major accidents.
How Digit Insurance can save your Car in Agra?
Being an over-crowded city, it is highly essential to buy car insurance in Agra. Digit Insurance provides certain ways through which you can easily insure your car in Agra. It also enables you to estimate the premium on each policy with the help of a car insurance calculator.
Choose from two types of car insurance policies
- Third-party liability policy - This policy offers cover against any damage caused to the third party in case of a car accident caused by you.
- Comprehensive car insurance - It protects your car and also the third party against any damages.