Buy Travel Insurance for Australia from India Online
If you are entertaining the idea of a vacation to Australia, we are sure you are spending countless minutes and hours of your busy days to learn about a few details about the country.
But, have you considered purchasing a travel insurance in Australia for your trip?
Well, let us emphasize the importance of availing a travel insurance policy for a second now! It is one of the necessities while travelling internationally that will provide you with maximum financial protection against any sudden liabilities that arise in due course of your trip to Australia.
For instance, you might meet with an accident requiring immediate hospitalisation, lose your baggage in transit, or face such other unforeseen circumstances that give rise to substantial unplanned expenses. An international travel insurance cover is the most-effective way through which these expenses can be reduced.
But before delving further into the importance of availing a travel insurance policy for Australia, let us walk you through all the necessary details that would smoothen your holiday to the Lucky Country.
Is it Mandatory to hold a Travel Insurance Policy for your visit to Australia?
No, it is not compulsory for you to carry a travel insurance policy when travelling to Australia. But it is nonetheless a wise decision to obtain one in the off chance you find yourself in a financial bind there.
Why Should You opt for an Australia Travel Insurance Policy?
When travelling to an unknown land, mishaps are highly probable. There can be numerous things that can go wrong.
While the Australian fauna is fascinating, they are nevertheless dangerous. Instances of venomous snakes or tarantulas hidden in toilets or lurking in thickets is a fairly common occurrence. Other than that, horses and cows in Australia are not all that docile either. As per a report by ABC Science, horses and cows killed 77 individuals from 2008 to 2017; whereas kangaroos were responsible for 60 human lives in that period. (1)
So, in the light of these numbers, it becomes crucial to carry travel insurance Australia to avoid emptying your pockets toward treatment costs in the unfortunate event you come across any animal attack during your trip.
You might also develop health complications if the climate of a certain region does not sit right with you, which requires immediate medical attention. With a travel insurance policy in place, you would not have to worry about the financial aspect of such unforeseen occurrences.
And even though Australia is one of the safest countries in the world, large cities such as Sydney and Melbourne have a few cases of petty crimes like pickpocketing. In the event, you are the victim of such crime, where you end up losing your passport, costs arising out of the issuance of an emergency passport/visa shall also be covered under a travel insurance policy.
What is the cost of Travel Insurance for Australia from India?
A $50,000 Australia Travel insurance plan from India for 4 days-1adult is starting from ₹225 only (GST extra).
What’s great about International Travel Insurance for Australia by Digit?
Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us.
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)
Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.
Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*
Australia Travel Insurance Plans that fit your needs
| Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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| Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Australia, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Why Choose Digit for Australia Travel Insurance from India?
A few reasons why you should opt for Digit Insurance for your travel to Australia are:
- Engage in Exciting Adventure Sports Without Worries - We understand that one of the things that might keep you from partaking in Australian adventure sports like surfing, scuba diving, etc. is the impending fear of ending up with an injury, treatment for which might cost you a fortune in Australia. With Digit’s international travel insurance policy, you can avail a cover for the treatment of injuries that you might incur for partaking in single-day adventure sports.
- Get Coverage for Hospitalisation - In case you experience any form of health complications such as a grave allergy induced by hornet or wasp stings (frequent in parts of Australia) for which you require hospitalisation, the high sum insured offered by Digit would ensure that treatment costs, room rent, etc. are sufficiently covered.
- Pay a Nominal Premium to Obtain a Comprehensive Coverage - Digit offers one of the most affordable travel insurance policies for Australia. For instance, you can obtain a sum insured of $50,000 for a trip to Australia against a minimal premium of Rs.316 (excl. 18% GST) per day for one adult. You see, it’s a fairly low price to pay when it is about your financial stability in a foreign land.
- Avail Coverage for Re-Issuance of Passport - In case you lose your passport, or it is stolen, expenses related to the re-issuance of the same would be covered under Digit’s international travel insurance policy.
- Receive Compensation for Lost/Stolen Baggage - In case of baggage delay or theft in transit, you will receive a flat compensation against it.
Additionally, with Digit, you can avail coverage for personal liabilities, emergency cash requirements, daily cash allowance, and other such risks that can arise in due course of your trip.
Australia Visa Requirements for Indians
- You would need to apply for a tourist visa (Subclass 600) to travel to Australia.
- Visa fee - 140 AUD
- Know more about Australia Tourist Visa from India
Safety Tips When Travelling in Australia
- Always wear sunscreen.
- Be cautious with your baggage in towns such as Sydney or Melbourne.
- Carry plenty of water when out for a long road trip and remain cautious of animals.
- Hike with a guide.
- Remember that smoking in enclosed public spaces is banned in Australia, and you must be careful to extend the courtesy while travelling to the country.
- Beware of scams in Australia
Note - With the recent catastrophic bushfires in Australia, it is better to ensure the best time to plan your trip to australia and minimise the risks of getting caught up in the midst of the situation.
Indian Embassy in Australia
Keep the number and addresses of Indian embassies in Australia handy. Embassy in New South Wales:
- Contact number - +612-9223-2702
- Address - Level 3, 109 Pitt Street 2000, New South Wales, Sydney, Australia
FAQs about Travel Insurance for Australia from India
Is healthcare expensive in Australia?
The average cost for seeking treatment in any of the public hospitals in Australia, for any acute illness is around AUS$5000, which is around Rs. 2.4 Lakhs (2). Thus, seeking healthcare is quite expensive in Australia, unless you are covered under a comprehensive travel insurance policy.
I am travelling to Australia with my spouse. Will I need to avail separate travel insurance for her?
No, Digit allows the provision of covering multiple individuals under the same travel insurance policy. For example, you can choose Digit’s Australia travel insurance with a sum insured of $50,000 each for two travellers at a premium of Rs. 412 (excl. 18% GST) per day.
Will a travel insurance cover the expenses if I have to make arrangements to return home on an emergency basis?
Yes, with the trip abandonment cover under Digit’s Australia travel insurance policy individuals can avail coverage for the costs incurred to make alternative emergency travel arrangements, along with reimbursement for non-refundable travel booking costs like accommodation, etc.