Buy Travel Insurance for Ecuador from India Online
If you want to travel to Ecuador from India, you’re in for a treat! The Galapagos islands, historical cities like Quito, Cuenca (more famously known as the pensioner’s paradise) and Banos’s adventure-filled town are among the many places you can visit on your trip to Ecuador.
It’s only natural to think of safety and security when you know how thrilling your vacation will be. So, here’s where Digit’s International Travel Insurance to Ecuador comes into play. When you purchase your International Travel Insurance plan from Digit, you will be protected in unpredictable situations such as flight delays, loss of passport, baggage loss, medical emergencies, trip cancellations and any other mishap that could disrupt your trip to Ecuador.
You can easily buy your travel insurance online, through our completely digit, hassle-free and super quick process.
Is Travel Insurance mandatory for Ecuador?
Yes, travel insurance is mandatory when travelling to Ecuador. Ecuador is a part of the Schengen zone. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.
A critical requirement when travelling to Ecuador is that your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. You can buy your Schengen visa Travel Insurance from here.
What is the Cost of Travel Insurance for Ecuador from India?
A $50,000 Ecuador Travel insurance plan from India for 4 days - 1 adult starts from ₹225 only (GST extra). [The cost mentioned here is as of December 2022].
What’s great about International Travel Insurance by Digit?
Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us.
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)
Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.
Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*
Ecuador Travel Insurance Plans that fit your needs
| Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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| Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's not Covered?
Digit's Travel Insurance from India to Ecuador covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Ecuador, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Why do you need Travel Insurance for Ecuador from India?
Let's look at why you need travel insurance when visiting Ecuador:
With the abundance of culture, history and scenic beauty Ecuador has to offer, owning a Travel Insurance plan can help you have an enhanced immersive experience. Digit’s travel insurance protects you financially in case of any accidents if you participate in adventure activities with our adventure activities cover (provided it’s for a day).
Ecuador sees a widespread problem of crime and civil unrest; hence travellers are advised to exercise caution when in the country. Should you fall victim to even the most minor mishap, travel insurance with medical coverage can be a significant relief. With Digit's travel insurance policy, you can be financially protected in many scenarios through our wide range of travel insurance coverages. Our policy for Ecuador has your back during medical emergencies and gives you flight, baggage and accommodation benefits.
Compare Ecuador Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
The medical benefits available and the limit of the Sum Insured for each.
Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
Know more about Ecuador before your Trip
Visiting Ecuador is on the bucket list of many adventurers due to the presence of exotic coastal areas and abundant flora and fauna. On top of that, this country is also famous for its charming music, authentic cuisine and amazing local handicrafts.
If Ecuador is on your adventure wish list and you are planning to visit the country, refer to this guide to get more information about visa formalities, places to visit, safety tips and more.
What is the Best Time to Travel to Ecuador?
There is no specific ideal season to visit Ecuador. However, Ecuador experiences huge international footfalls of tourists from the middle of June to the beginning of September. In addition, travellers from various parts of the world also visit Ecuador in December and January.
What are the Best Things to Do and Places to See in Ecuador?
Some of the best things to do in Ecuador are:
Explore the famous wildlife habitat in Galapagos Islands
Hike through the Volcan Sierra Negra
Go on trekking to the mystical glaciers of Cotopaxi Volcano
Visit the UNESCO World Heritage Site of Quito’s Historic Centre
Experience the lush forest land of Amazon Jungle
Here are the top places to see in Ecuador:
Galapagos Island
Historic Andean Capital: Quito
Cuenca
Cotopaxi and Cajas National Parks
La Nariz del Diablo
Guayaquil
Visa Requirements for Ecuador for Indians
You need an Ecuadorian tourist visa which will have a validity of 90 days from the date of issuance. Generally, it takes two to four weeks for your visa application to get processed. However, this will vary.
Entry Information for Indians in Ecuador
Upon landing at the Ecuador airport, the concerned authority will ask for travel documents like passport, visa, and other supporting credentials. In addition, the officer-in-charge may ask you about your intention and duration of your trip in Ecuador.
Travellers above 3 years have to present a valid Covid vaccination certificate.
What are the Safety Measures to Take While Visiting Ecuador?
Some of the top safety precautions that are necessary to consider when you visit Ecuador:
Keep a close eye if you are carrying big backpacks, expensive smartphones and DSLR cameras. Though crime rates in Ecuador are negligible, tourists have sometimes experienced petty crimes like phone snatchers, pickpockets, etc.
Avoid roaming or visiting areas that have a negative reputation. For example, it is preferable not to visit the Columbia-Ecuador border as there are specific travel restrictions that tourists must abide by.
As you are new to the country, avoid roaming around alone in the dark. In case you need to travel to another at night, take the hotel's assistance to book a cab.
Ecuador lies in the infamous Ring of Fire. This means you can experience earthquakes or volcanic eruptions at any time during your stay in Ecuador. Keep a check on weather updates and regulations.
While you are travelling to Ecuador, getting travel insurance and specific vaccinations becomes essential. It is advisable to get vaccinations for diseases like hepatitis A/B and tetanus based on the destinations you will be travelling to.
Moreover, purchasing travel insurance will protect your finances as it will cover unexpected expenses like medical treatments and cancellation of hotels, etc.
Indian Embassy in Ecuador
If you ever experience any unfavourable incident during your vacation in Ecuador, contact the Indian Embassy for assistance.