Buy International Travel Insurance for England

Instant Policy, No Medical Check-ups

Buy Travel Insurance for England from India Online

If you are travelling to England from India for recreational, educational, professional or any other purpose, then you will need a Travel Insurance plan to accompany you. England forms a significant part of the United Kingdom and Great Britain. The country is filled with global history, breath-taking landscapes, arts and culture, and architecture.

Tourism in England is a £100 Billion industry and one of the top 10 tourist destinations. An International Travel Insurance for England is one of the best things to own for your trip. This plan covers and benefits you in unpredictable situations such as flight delays, loss of passport, baggage loss, medical emergencies, and other mishaps. 

With Digit, you can purchase your plan online within a few minutes. Our digital experience makes everything from buying insurance to making a claim online super simple and hassle-free.

Is travel insurance mandatory for England?

No, travel insurance is not mandatory when travelling from India to England. Despite that, we highly recommend buying travel insurance. Here's why: 

  • Unless you are a United Kingdom or England resident, you will be charged a heavy bill for healthcare.
  • Being one of the top tourist spots in the world, belongings tend to get lost, misplaced, pickpocketed etc. Your travel insurance will be your comfort here.
  • Scams such as cash, ticket, jobs, international student scams, etc., are prevalent in England. Travel insurance provides compensation and security in such events to avoid losing everything to these scams.

What is the cost of Travel Insurance for England from India?

A $50,000 England Travel insurance plan from India for one adult starts from ₹225 only (excluding GST).

What’s great about International Travel Insurance for England by Digit?

Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us. 

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)

Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of Rs 500-1000. 

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges! 

Worldwide Support - We've partnered with the world's largest health & travel insurance network Allianz, to support you seamlessly across the world. T&C apply.  

England Travel Insurance Plans that fit your needs

Basic Option Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

What's not Covered?

While ours is a travel insurance that covers most things that could go wrong on vacation, we are completely open in all that we do. Transparency is key, after all! Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel insurance will not cover:  

  • We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
  • Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
  • Death or disability won't be covered after 365 days of the accident that has caused it.
  • Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
  • Acts of War are not covered.
  • Flight delays aren't covered if your airline already informed you about the same at least 6 hours in advance.
  • Delay of checked-in luggage is not covered if the delay is due to customs.
  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
  • Thefts won't be covered if the police of the respective aren't notified within 24 hours.
  • Trip extensions due to childbirth or related matters can't be covered.
  • Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
  • Trip cancellations due to rejection of visa are not covered.

With us, get access to VIP claims

After you buy our international travel insurance for England, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

Why do you need travel insurance for England from India?

Destinations like England are tourist-friendly zones. Hence, it is common for mishaps like thefts, baggage loss, flight delays and other such things to occur. Securing yourself with travel insurance reduces the risk of financial loss in these times. 

  • Accessing healthcare in parts of England is not free. Travellers/visitors are charged 150% of the NHS national tariff for treatment. Purchasing our travel insurance can help cover that cost. 
  • You can access multiple benefits from Digit's Travel insurance when travelling to England from India. The various coverages you can get through our travel plan provide comfort and protection and reduce travel stress internationally.

Compare England Travel Insurance Quotes

Whilst comparing travel quotes from different travel insurances for England, make sure you are aware of the following:  

  • The medical benefits available and the limit of the Sum Insured for each  
  • Terms of claims. Many times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.   
  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?  

Know more about England before your Trip

If history and culture are your forte, a visit to England is something that you cannot miss. Its breathtaking views, grand architecture, beautiful gardens and literary heritage give you a peak into its rich and eventful past. 

So, whether you plan on punting on the Cam River or going fossil hunting on the Jurassic Coast, England has a lot to offer. However, to make the best out of your trip, you need to stay informed of some crucial information. It will help you make better decisions while you are on the trip. To know more about them, read on.

What Is the Best Time to Visit England?

England experiences a temperate climate, allowing you to visit the country throughout the year. However, if you want to experience the Easter celebrations, you have to visit in Spring, which lasts from March to May. 

The peak season to visit England is between July to August, which will let you enjoy the British summer. Furthermore, if you want to visit in winter, the best time is from December to February.

What Are the Things to Do and Places to See in England?

Here are the best things you can do while visiting England:

  • Experience history at the Canterbury Cathedral
  • Pay a visit to London’s Natural History Museum
  • Rejuvenate yourself in the thermal waters of Bath
  • Go boating on Lake Windermere
  • Have a picnic on the Holkham Beach

While visiting England, these are the places that you must visit:

  • Lizard Peninsula, Cornwall
  • Stonehenge, Wiltshire
  • Windsor Castle, Berkshire
  • Jurassic Coast World Heritage Site, East Devon to Dorset
  • Madam Tussaud’s Wax Museum, London

Visa Requirements for England for Indians

The documents required to get an England Visa are Photographs, Bank Statement, Passport, etc. Do remember to apply for your England visa at least three months before you intend to travel. Furthermore, you can also apply through a priority visa service for a speedier review and processing of your visa application.  

Entry Information for Indians in England

Since 18 March 2022, England authorities do not require you to get a Covid-19 test upon arrival or before entering. Instead, you simply need to show your passport and visa in order to confirm your identity.

What are the Safety Precautions to Take While Visiting England?

Some of the safety precautions to take while visiting England are:

  • Follow the Covid-19 guidelines set by your travel provider or transport venue
  • Do not leave your belongings unattended
  • Avoid driving in areas that you don’t know
  • Properly lock and inspect the doors and windows of your hotel room before leaving
  • Try not to wear jewellery or culturally inappropriate clothing
  • Never leave your food or drink unattended
  • Keep handy the contact details of the Indian Embassy and Consulates
  • Buy a travel insurance policy

When you are travelling abroad, it is crucial to purchase an international travel insurance policy. It will provide financial cover for unforeseen expenses that you may have to face due to medical emergencies, loss of valuables, theft, flight delays, etc. 

Indian Embassy in England

If you encounter any problems during your holiday in England, you can place a call to the Indian Embassy for assistance. In London, you will find the High Commission of India.