Buy International Travel Insurance for Estonia

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Buy Travel Insurance for Estonia from India Online

When you're travelling to Estonia, you can't help but feel a blast from the past! With its exceptional cuisine, 2000 islands and 50% of the land covered in luscious forests, this country has an experience like no other! Tallinn, the capital city, is one of Europe's best-preserved Old Medieval towns and is a UNESCO world heritage site.

Estonia is enthralled by nature through the many waterfalls, lakes, caves, and forest sites! When you travel to Estonia, you can visit over 200 museums that provide an immersive and interactive experience. You should also stop by the country's best-kept secret (their fashion stores) and be a part of Estonia's many music and sports festivals and events.

Travelling to Estonia can give you and your family a new perspective on life. So, before you leave, let’s ensure you have all the required documents for your trip. One of the most important documents to have is a travel insurance. You can easily buy your travel insurance online through our quick and hassle-free, digital process. Read on to find out why you need to buy Digit’s International Travel Insurance for your trip to Estonia from India. 

Is Travel Insurance mandatory for Estonia?  

Yes, travel insurance is mandatory when travelling to Estonia. Estonia is a part of the Schengen zone. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.   

A critical requirement when travelling to Estonia is that your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. This is primarily to secure you financially in case of medical emergencies and hospitalization costs. However, a comprehensive travel insurance plan can prove highly beneficial with its many benefits that ensure your trip goes smoothly.

What is the Cost of Travel Insurance for Estonia from India?  

A $50,000 Estonia Travel insurance plan from India for 4 days for 1 adult starts from ₹225 only (GST extra). [The cost mentioned here is as of December 2022].

What’s great about International Travel Insurance by Digit?

Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us. 

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)

Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges!

Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*

Estonia Travel Insurance Plans that fit your needs

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

Digit's Travel Insurance from India to Estonia covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:  

  • We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.  
  • Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.  
  • Death or disability won't be covered after 365 days of the accident that has caused it.  
  • Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.  
  • Acts of War are not covered.  
  • Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.  
  • Delay of checked-in luggage is not covered if the delay is due to customs.  
  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.  
  • Thefts will not be covered if the police of the respective aren't notified within 24 hours.  
  • Trip extensions due to childbirth or related matters can't be covered  
  • Trip abandonments due to pre-existing illnesses or health conditions can't be covered.  
  • Trip cancellations due to rejection of visa are not covered. 

With us, get access to VIP claims

After you buy our international travel insurance for Estonia, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

Why do you need Travel Insurance for Estonia from India? 

Let's look at why you need travel insurance when visiting Estonia:

  • With the abundance of culture, history and scenic beauty Estonia has to offer, owning a Travel Insurance plan can help you have an enhanced immersive experience. Digit’s travel insurance protects you financially in case of any mishaps or hurdles you might face while on your trip.

  • Estonia offers tourists a thrilling experience of water sports, hiking, biking, sailing, skydiving and many more adventure activities you can take part in. With this, there are also risks involved. To protect you from accidents that might occur here, an adventure activities cover is essential. Digit’s International Travel Insurance to Estonia covers you for hospitalization expenses related to adventure activities (provided it’s for a day).

  • Should you fall victim to even the slightest mishap, travel insurance with medical coverage can be a significant relief. With Digit's policy, you can be protected in many scenarios with the wide range of coverages we offer. Digit's International Travel Insurance for Estonia has your back during medical emergencies and gives you flight, baggage, and accommodation benefits. 

Compare Estonia Travel Insurance Quotes

Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:  

  • The medical benefits available and the limit of the Sum Insured for each.  

  • Generally, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.  

  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.

Know more about Estonia before your Trip

Estonia, a North European country, can be a paradise for travellers in every aspect. From historical monuments to spectacular landscapes, this Baltic country will leave you spellbound with beauty, serenity and tranquillity. Thanks to its offbeat identity, not many people visit this country. Hence, you can enjoy a peaceful vacation without any major interruption or crowd. 

Here’s all you need to know while planning a trip to Estonia.

Which Is the Best Time to Visit Estonia?

Estonia offers splendid views of its majestic beaches, pristine inland lakes, migratory birds, etc., from May to August. So, summer is the best time to visit this European gem. However, if you want to experience exciting activities like skiing, winter is the perfect time for it, though it has other challenges due to the harsh climate. 

Besides, you can plan your trip to witness the vibrant nature in the spring and autumn months.

What Are the Things to Do And Places to Visit in Estonia?

There are plenty of adventurous activities and magnificent places to visit in Estonia. Here are some of the best things you must try on your Estonia tour:

  • Learn using the Struve Geodetic Arc to measure the earth 
  • Enjoy the song festival in Kalevi Keskstaadion
  • Indulge yourself in an Estonian sauna
  • Explore the underwater prison in Ruumu
  • Taste the popular Estonian cuisine at Barrel Street Food

Check out the following attractions of Estonia that you must explore on your vacation:

  • The historical town of Viljandi
  • Soomaa National Park in Kõpu
  • Parnu river meeting the Gulf of Riga in the Parnu city
  • Rakvere Castle in Rakvere
  • Saaremaa Island in the Baltic Sea

Visa Requirements for Estonia for Indians

Estonia is one of the Schengen countries. So, if you wish to travel for less than 90 days, you will need a Schengen visa. Besides a valid passport, application form, cover letter and proof of income, you might also need to provide additional documents.

Entry Guidelines for Indians in Estonia

Estonia is open to fully vaccinated tourists, and currently, there are no quarantine requirements on arrival. Though there are no regulations for wearing masks, you must maintain other safety protocols such as hand sanitising and social distancing.

What Necessary Safety Precautions You Must Take While Visiting Estonia?

Here are some safety protocols to follow that will ensure a hassle-free Estonian vacation:

  • Though the crime level is low in Estonia, petty thefts like pickpocketing and distracting tourists to rob their belongings can occur.
  • Keep photocopies of your passport and other ID proofs, as thieves can snatch away your bag, and you may lose the original document.
  • The public buses feature a smartcard system, and authorities will charge a fine if you travel without an e-ticket. 
  • Stay updated with the weather forecast to stay protected if you are travelling in Estonia during the winters.
  • Stay updated on Estonia's current health hazards and viral contaminations, and take necessary precautions while travelling.
  • Check the hotel locks and closets for safety and security while staying in a foreign country.
  • Keep the contact details of the Indian Embassy for emergencies.
  • Don't miss your travel insurance policy while making a foreign trip. International travel insurance acts as a saviour during unforeseen incidents in foreign lands. It offers financial coverage against theft, passport loss, medical expenses, flight cancellations, etc.

Indian Embassy Located in Estonia

You can contact the Embassy of India in Estonia if you face any major trouble or legal issues during your stay here.