Buy Travel Insurance for Finland from India Online
Imagine gently falling into soft snow-capped mountains, petting reindeer, witnessing the astounding midnight sun during summer and sleeping under the northern lights. Finland is a perfect destination where you can experience all this and more. Located in the north of Europe, travelling to Finland is a beautiful holiday choice. With over 40 national parks and 70% of the country covered in forests and nature, a trip to Finland means entering one of the happiest countries in the world!
In Finland, you can hike through mountains, go ice-swimming, hop onto boats and ferries to visit beautiful lighthouses, saunas (there are over 3 million saunas in Finland!), dog sledding or even visiting husky and reindeer farms. Finland’s southern capital, Helsinki, is also worth a visit. You can visit the National Museum and learn about the country’s history right from the Stone Age.
All these thrilling adventures await you in Finland, so consider buying International Travel Insurance to keep you safe and secure throughout.
Is Travel Insurance mandatory for Finland?
Yes, travel insurance is mandatory when travelling to Finland. Finland is a part of the Schengen zone. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.
When travelling to Finland, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.
You can check here how to apply for a Schengen visa, and buy your Schengen visa Travel Insurance online.
What is the Cost of Travel Insurance for Finland from India?
A $50,000 Finland Travel insurance plan from India for 4 days for 1 adult starts from ₹225 only (GST extra). [The cost mentioned here is as of December 2022].
What’s great about International Travel Insurance by Digit?
Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us.
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)
Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.
Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*
Finland Travel Insurance Plans that fit your needs
| Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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| Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's not Covered?
Digit's Travel Insurance from India to finland covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Finland, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Why do you need Travel Insurance for Finland from India?
Let's look at why you need travel insurance when visiting Finland:
In a country like Finland, getting an international travel insurance is crucial because of the many adventure activities you are bound to indulge in. Hiking, biking, dog sledding, skiing and many more await you! In the event of any accident or hospitalization resulting from these activities, travel insurance with adventure sports coverage will be a great benefit. Digit’s International Travel Insurance provides adventure activities coverage (provided it’s for a day).
Finland experiences adverse storms, rockslides, floods and strong winds. If caught amid this, you would require medical care and attention. This is where your travel insurance can come into play. With medical covers such as emergency medical/accidental treatment and evacuation, you don’t have to worry about your medical bills.
A travel insurance policy is highly beneficial to protect and compensate you from obstacles and losses that may arise before or during your travel, such as flight delays, medical emergencies, thefts, and passport and baggage loss, among other unfortunate situations.
Compare Finland Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
The medical benefits available and the limit of the Sum Insured for each.
Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
Know more about Finland before your Trip
Finland has a lot to offer its tourists and visitors. From spectacular lakeside cottages, ice and snow, to splendid architecture, this Nordic country can steal your heart in many ways and leave you craving more. It is a country that can offer you a plethora of experiences.
Your ultimate holiday escape to a fairyland will definitely find its way to this captivating European country. However, before setting your foot in Finland, you must keep an update on the necessary requirements to travel to this country. It will help you plan a hassle-free and unforgettable vacation in this country of incredible landscapes.
Which is the Best Time to Travel to Finland?
Finland blooms with vibrant flowers during the summer months from June to August. Besides, the climate remains pleasant, and the transport services run smoothly due to favourable weather conditions.
However, if you want to engage in adventurous activities like skiing and snowmobiling, and experience the snowy wonderland, winter is your time then. Besides, you can also plan during spring and autumn to avoid the crowd and enjoy nature in solitude.
Check: Best Places to Visit Finland
Things to Do And Places to Visit in Finland?
Finland has a lot to offer you. Apart from the scenic beauty, it can also keep you engaged with exciting activities. Here are some of them:
- Go hiking in the National Park
- Learn making gingerbread from Mrs. Claus in Rovaniemi
- Explore the history of Finland at the Siida museum
- Go for a feast at Suomenlinna
- Try skiing in Levi
- Take a tour of the Helsinki Zoo
- Cycling in Finland
Don’t miss listing the following places on your Finland itinerary:
- Santa Claus Village in Rovaniemi
- Helsinki, the Finnish capital
- Sea fortress in Suomenlinna
- Aland Islands
- The country’s oldest town, Turku
- Sibelius Monument in Helsinki
Visa Requirements for Finland for Indians
You need to apply for a Finland visa for Indians prior to your trip. Be sure to check all the documents required, charges and other criteria before applying for the same.
Also, an international travel insurance is essential while planning a foreign trip. It provides you with financial coverage during the loss of valuables, theft, flight cancellation, passport loss, medical expenses, etc.
Entry Guidelines for Indians in Finland
Currently, there are no Covid restrictions in Finland. You no longer need to produce the RT PCR test report if you are fully vaccinated. In addition, masks are no longer mandatory, though safety measures like social distancing must be practised.
However, you have to produce all the necessary identification and travel documents the airport officials ask.
What Necessary Safety Precautions should Tourists Take While Visiting Finland?
You must go through the following safety guidelines to ensure a secure and enjoyable Finnish vacation:
- Always carry your identity proof and passport to avoid legal hassles while travelling across the country.
- Finland has low crime records, but snatching or pickpocketing is not unusual, so stay alert.
- Road conditions are challenging during the winter months. Hence, if you are planning your trip from November to March, keep a check.
- Terrorism threats are getting elevated in Finland. So, follow legal instructions and avoid any suspicious gatherings while visiting this country.
- Stay updated with the local rules and regulations to avoid penalties and imprisonment.
- Always keep the Indian Embassy’s contact details handy, so you can reach them during emergencies, consular services or legal matters.
- Keep your family and friends in India updated with your situation in Finland, and don’t forget to leave copies of your documents and passport with them.
- Stay updated with the local news and media to stay protected from unforeseen situations.
Indian Embassy in Finland
You can always connect with the Indian embassy in Finland during your stay in the country. This body will help you out in case of any issue and make your stay more comfortable.
E-Mail: visacons.helsinki@mea.gov.in, cons.helsinki@mea.gov.in