Buy International Travel Insurance for Hong Kong

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Buy Travel Insurance for Hong Kong from India Online

Are you planning to soak in the Chinese culture with an upcoming trip to Hong Kong? Well, before you get ready to say ‘Ni hao’ to Hong Kong, you should think about availing a travel insurance plan.

But, who needs Hong Kong travel insurance, you say?

Well, you do. And, so does anyone else accompanying you on vacation. Travel insurance for Hong Kong is no laughing matter. Travelling, especially to international destinations, can be fraught with many unforeseen dangers. In any case, it is better to possess a travel insurance plan without needing to claim it than to not have one at all during emergencies.

Still, before learning about such an insurance policy, here is a bit more about Hong Kong, and about the fantastic time, you are probably going to experience during your travel there.

Is It Mandatory to Buy Travel Insurance in Hong Kong?

Travel insurance is not mandatory for a trip to Hong Kong. However, that should not stop you from availing travel insurance for Hong Kong from India. Things tend to go wrong on trips, especially when travelling abroad. Opting for such an insurance plan should limit unplanned and unforeseen stress on your finances during the travel.

Why should You opt for Hong Kong Travel Insurance?

Hong Kong experiences turbulent weather, depending on your period of visit. Typhoons are a common occurrence in the region, which can adversely impact your travel experience. Such natural calamities can also lead to injuries and accidents. Hong Kong travel insurance can greatly reduce your medical expenditure if such a thing happens.

Further, scams and petty theft are increasingly becoming common as days pass. Without proper precaution, you may lose significant sums from your own pockets.

What is the cost of Travel Insurance for Hong Kong from India?

A $50,000 Hong Kong Travel insurance plan from India for 4 days-1adult is starting from ₹225 only (GST extra).

What’s great about International Travel Insurance for Hong Kong by Digit?

Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us. 

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day) 

Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges! 

Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*

Hong Kong Travel Insurance Plans that fit your needs

Basic Option Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

With us, get access to VIP claims

After you buy our international travel insurance for Hong Kong, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

Why Choose Digit for Hong Kong Travel Insurance from India?

Now that you have decided to purchase travel insurance, the next step is picking the right insurance provider.

Digit is one of the foremost travel insurance companies in India, providing a range of beneficial features in their travel insurance products.

Listed below are some of the advantages that you can look forward to when you buy travel insurance from Digit:

  • Personal Liability Cover - When you are undertaking various activities in Hong Kong, like going for a road trip, you may end up accidentally damaging third-party property or cause harm to a third person. In such cases, you are held accountable to bear the expenses according to the seriousness of the damage caused. Digit’s policy will protect you from having to pay for such unintentional harm to a third-party. The company bears all liability on your behalf.
  • 24x7 Customer Assistance Available - Danger does not come with an appointment. Instead, you may require help at any time during the trip, be it night or day. Digit’s customer care department is aware of this, which is why the company makes it a point to ensure quality assistance at all times. Simply dial +91-730347000 and wait. A Digit representative will get back in touch in just a few minutes.
  • Financial Support for Baggage Delays in Transit - Suppose you reach Hong Kong but find that your luggage has yet to arrive at the destination. Or, due to a mix-up, you are left stranded without access to any of your luggage and belongings. This is a frightening thought but is known to happen to tourists from time to time. Thankfully, Digit’s travel insurance policy has a plan for such events as well. You can claim financial aid to ensure that you can buy your essentials, to sustain yourself until the baggage mix-up is sorted.
  • Convenient Passport/Visa Reclaim - Losing your passport or visa during the trip is yet another distressing thought. Here too, Digit will come to your aid. If you happen to misplace your passport, apply for a replacement. Any expense incurred in due course will be borne by us.
  • Nominal premium for the Policy - How much is such peace of mind during an international trip worth to you? Obviously, more than the price of a meal, right? Well, guess what! Digit’s Hong Kong travel insurance plans are just that cheap. A policy worth $50,000 from Digit starts at just Rs. 225 per traveller for each day of stay abroad.
  • Adventure Sports Cover - Unlike many other insurers, Digit offers financial cover against single-day adventure sports-related accidents or injuries. You can thus partake in these adventure activities without hassle and avail coverage for hospitalisation and treatment of any injury that you sustain in due course.

Know more about Hong Kong before your Trip

Hong Kong is actually a country within China rather than being a completely different nation. However, it comes under a special administrative region, meaning that Hong Kong enjoys certain privileges that other Chinese regions don’t.

The first thing you will notice on your trip is that the country is full of skyscrapers. Hong Kong remains an odd mix of the modern-day hustle and bustle with its cultural heritage. You can enjoy the lovely parks or go on a hike across one of the many stunning trails.

If all that walking is making you hungry, the country serves some of the best Chinese delicacies on the planet. Visit these eateries and try out their mouth-watering dimsums.

Best Time to Visit Hong Kong

  • September to December – If you are looking for the optimal temperatures for travel, ensure you visit Hong Kong at this time of the year. The conditions remain pleasant, with temperatures ranging between 21 degrees and 27 degrees Celsius.
  • December-end to February – Another popular time for tourists to head to Hong Kong is during the winters. The country receives the least amount of rainfall during the winters, while temperatures stay within the comfortable 13 degrees to 19 degrees Celsius range.

Top 5 Places to Visit in Hong Kong

Hong Kong is chock-full of things to do and interesting activities to take part in. Therefore, it is quite difficult to shortlist just some of them. Still, listed below are five must-visit places in Hong Kong that you simply shouldn’t miss on your upcoming vacation.

  • Victoria Peak - If you want to take in the beauty of Hong Kong, you need to head to the peak of this beautiful little hill on the western part of the country. From the peak, you can look down on the landscape below. The horizon’s sight is so enchanting that you may not even feel like moving from the place.
  • Temple Street Night Market - Hong Kong is a popular destination for shopaholics, primarily because you can acquire quality items at inexpensive rates. Keep in mind that you can bargain at this market, just as you do back home. Apart from trinkets, you can also dig into delicious street foods to satiate your hunger.
  • Ocean Park - Ocean Park is the perfect family outing option in Hong Kong. It has something for people of all ages. Look out for giant black and red pandas inside the park. Children can embark on roller coaster rides or look at more than 400 species of fish inside a giant aquarium. The main attraction in the park though is the Chinese Giant Salamander. These creatures are endangered and found in very few places across the globe.
  • Garden of Stars - Hong Kong and China have an independent and flourishing film industry. Over the years, some of the stars from the country have even made their mark in western movies. Garden of Stars, located in Tsim Sha Tsui, is a park that pays homage to such legendary actors. One of the most recognisable statues in the park belongs to Martial Arts expert and famed actor Bruce Lee. Apart from statues, some stars have even left handprints inside the park. The place is ideal for spending some quality time with family or friends.
  • Lamma Island - If you tire of the city life in Hong Kong, visit Lamma Island. The place is immensely beautiful, consisting of rolling hills covered by lush greenery. The villages and local populace are warm and welcoming toward outsiders, making your visit even more special.

Don’t just limit yourself to these sites. Ensure you visit all other Hong Kong destinations on your bucket list.

Hong Kong Visa Requirements for Indians

Safety Measures for Indian Tourists Travelling to Hong Kong

Hong Kong is a relatively safe country. Nonetheless, as a tourist here, you must beware of a few things:

  • Violent crimes are uncommon, although petty theft and pickpocketing are rampant.
  • Typhoons are common in the country. Tourists must check the weather forecast every day before venturing out.
  • Some locals may try to scam foreign tourists, which is why you should beware of offers and prospects that seem too good to be true. 

Indian Embassy in Hong Kong

  • Address: 16/F, United Centre, 95 Queensway, Admiralty, Hong Kong
  • Phone Number: +852 3970 9900
  • Working Hours: 9 AM to 5.30 PM (Between Monday and Friday)

Check: Indian Consulate in Hong Kong

FAQs about Hong Kong Travel Insurance from India

How does my age factor when it comes to buying Hong Kong travel insurance?

The age of an applicant determines the risk factor for an insurer. This is because older people are more likely to suffer injuries and ailments during travel as opposed to younger applicants. 

I have lost my wallet in Hong Kong. Can my travel insurance policy help?

Yes, depending on the policy and the insurer, you may be able to claim monetary assistance in such cases. 

How can my Hong Kong travel insurance help if I miss a pre-booked onward connecting flight due to a flight delay?

f you miss catching your onward connecting flight due to a flight delay, the travel insurance policy will cover costs of the necessary accommodation and travel arrangements you need to make to reach the next destination, as mentioned in your itinerary.