Travel Insurance for the Philippines from India

Instant Policy, No Medical Check-ups

The Philippines is an archipelago which is composed of more than 7000 islands and is one of the most often-visited countries in the world. Needless to say, the country receives a large share of its tourists from India each year.

So if you are searching for an international location to travel to, the Philippines can be an option worth considering. 

But, before you start planning a trip to these wonderful islands, it is advisable to first purchase a travel insurance policy for the Philippines. It is one of the necessities that will allow you to take care of unforeseen financial liabilities when you are enjoying a foreign trip on a hard-earned vacation.

Travel insurance is important for several other reasons. It gives you peace of mind on foreign shores by protecting you against various problems like medical emergencies, baggage loss in transit, emergency cash requirements, etc. Therefore, it is one of the most important documents that ensure secure travel overseas.

Is it Mandatory to Get Travel Insurance during your visit to the Philippines?

It is not required under the law to have travel insurance when visiting the Philippines from India. However, it is highly recommended that you have travel insurance for the Philippines. Such a policy will cover any emergencies which you might face, besides offering a financial net for illnesses, evacuations or lost baggage.

Why Should You Opt for a Philippines Travel Insurance Policy?

Like all popular tourist destinations, these islands are extremely safe. However, there are multiple emergencies which require a protective net, something that a travel insurance policy in the Philippines provides. Insurance services provided by Digit are easy to avail, affordable, and come with superior customer services.

Moreover, like all important tourism hotspots, the Philippines too is not immune to scams and other exigencies. Lost baggage, illnesses, lost papers and other issues are taken care of by Digit once you avail a policy.

What is the cost of Travel Insurance for the Philippines from India?

A $50,000 Philippines Travel insurance plan from India for4 days-1adult is starting from ₹225 only (GST extra).

What’s great about International Travel Insurance for Philippines by Digit?

Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us. 

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day) 

Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges! 

Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*

Philippines Travel Insurance Plans that fit your needs

Basic Option Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

With us, get access to VIP claims

After you buy our international travel insurance for Philippines, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

Why choose Digit for your Philippines Travel Insurance from India?

Here are some of the most common reasons why Digit is the go-to service provider for travel insurance to the Philippines:

  • Adventure-Sports Related Injuries Covered - If you are into adventure sports and are on one of the Philippines’ numerous famous beaches, you must absolutely take part in snorkelling, scuba diving and the likes. What more, Digit’s travel insurance for the Philippines will provide you with complete cover in case you are ever injured while partaking in any of the single-day adventure sports while travelling the country. 
  • Personal Liability Cover Provided - If you accidentally end up causing damage to life or limb when you are overseas, you may have to pay out of your pockets for settling any liabilities. These will be covered under the plan provided by Digit.
  • Passport Loss Covered - Losing your passport when travelling overseas can be a nightmare. A lot of paperwork is needed to be completed, and the re-issuance process needs some time. Digit’s policy has specific provisions for such situations and covers the cost of re-issuing the passport. 
  • Baggage Delays or Loss is Never an Issue - Losing your baggage on transit is always a huge headache, and unfortunately quite frequent. However, once you are protected by a Digit travel insurance policy in the Philippines, losing your baggage in transit is no more an issue. You will be provided with financial assistance when you are out of money.
  • Sudden Trip Cancellation Issues Covered - On occasions, you may have to postpone or even cancel your trip to a foreign country. There might be some family emergencies or some problems in the country you are travelling to. The Philippines is a politically stable country and most visitors never even have to think about postponing or cancelling a trip. However, it is always better to stay prepared. Digit will provide you with compensation for all the non-refundable pre-booking expenses that you have incurred in due course of planning the trip. 
  • Friendly and Professional Customer Care Service - Besides offering the most customised and pocket-friendly insurance policies, Digit boasts of the best-in-class customer care services. Our services are available 24x7, every day of the year; even on the national holidays!

Things to know about the Philippines before Travelling

The Philippines is one of the world’s fastest-growing economies. A large percentage of its annual revenue is generated from tourism. Some of the most popular sites for tourists in the Philippines are Cebu, Siargao, Palawan and Boracay.

This country is known for its magnificent natural beauty thanks mostly due to its geological makeup. As the country with the most number of active volcanoes, the terrain has a certain element of danger but also thrill at the same time.

The Philippines also scores very high on the biodiversity index, which means that if you love animals, this is one country you most definitely cannot miss. There are several notified biodiversity hotspots as defined by the United Nations, which means that certain animals are not found anywhere else except the Philippines.

Lastly, several of the world’s most pristine and extraordinary beaches are found in this country.

The Best Time to Visit the Philippines

  • November to March - This country has a typical sub-tropical climate, which means that the winter months are the best time to visit. This includes the months of November to March. Post-March, it often becomes too hot and oppressive for most tourists who come from other countries.
  • July to September – These are the months that comprise of the monsoon season. These months are very rainy and not especially conducive to tourism. Thus, it is recommended that when you are planning to visit these islands, always look for that winter window.

Top Places to Visit in the Philippines

Being one of the most tourist-friendly countries means that the Philippines has multiple options for visitors. It is difficult to figure out the most popular ones. However, based on current figures, these are the most visited places in this country:

  • Mayon Volcano: Since the beaches of the Philippines can be extremely congested at most times of the year, you can start off with one of the country’s natural wonders: the Mayon Volcano. The Mayon volcano is probably the most attractive destination for those who are interested in adventure sports like hiking, trekking, camping and others. One advantage of this mountain is its steep vertical climb, which makes for adventures as well.
  • Boracay: This might be one small island out of a large group; still, this little hidden beauty of the Philippines has some of the world’s finest beaches. These beaches of Boracay are full of tourists in the peak seasons, and it can be very difficult to book a room in a reputed hotel. Many of them also take part in horse-riding, snorkelling, scuba diving, and cave diving. At night, these beaches resemble a carnival.
  • Chocolate Hills: These unusual geological formations are found on Bohol island. There are more than 1200 such formations. Although only 30 to 50 metres in height, they are very unusual, which makes them so popular.
  • Banaue Rice Hills: This is one of those destinations without which no trip to the Philippines would be complete. The rice hills were carved out about 2000 years ago with just bare hands and no modern equipment by some indigenous tribes. From a distance, it seems like a row of giant stairs leading up to the sky. 
  • Tubbataha Reef: This is a marine sanctuary in the Sulu Sea and is one of the most popular diving spots in the Philippines. What makes it most attractive for tourists is the fact that the coral walls of the reef end abruptly and make way for greater depth of the ocean.

Philippines endowments, however, is not limited to this. It offers tremendous diversity in terms of exploration, making it one of the best tourist destinations in the world. 

Philippines Visa for Indian Citizens

Disclaimer: The fees charged will change from time to time based on foreign exchange rates and inflation.

Safety measure to follow while travelling in the Philippines

  • Scams are not uncommon: Most popular tourist destinations have their share of conmen, and the Philippines is not an exception. You must never trust anyone blindly. For the best advice, stick to official sources.
  • Drink responsibly: Alcohol poisoning is not something you want on holiday. It is necessary that you keep your alcohol intake to a minimum.

The Indian embassy in the Philippines

  • The Embassy of India is located at 2190, Paraiso Street, Dasmarinas Village, Makati City, Metro Manila, Philippines. 
  • Working hours are between 9 and 11 AM and 2.30 and 4 PM.
  • The emergency contact number is 0063-9477-836524.

FAQs about Philippines Travel Insurance from India

What is the maximum length of time for which I can avail a Philippines travel insurance policy?

A Philippines travel insurance policy can be availed for as long you are travelling. You need to put the number of days you are travelling while purchasing the policy.

 

Will my Philippines travel insurance policy provide coverage if I miss my pre-booked connecting flight due a flight delay?

Yes, If you miss a connecting flight due to a flight delay,, you can avail coverage for the extra travel and accommodation cost that you incur to reach the next destination as mentioned in your ticket.

 

If I am travelling to the Philippines with my spouse, will I need to avail a separate travel insurance policy?

No, you will not need to purchase a separate travel insurance policy for your spouse. You can avail insurance for your spouse under the same policy at a marginally higher premium.