Buy International Travel Insurance for South Africa

Instant Policy, No Medical Check-ups

If you’re travelling to South Africa, then you’re in for an adventure of a lifetime! 

The spellbinding flora and fauna, cultural diversity, and ethnicity will entice you and provide for a memorable trip. It’s packed with thrilling activities and sightseeing and Digit’s International Travel Insurance Plan has got your back through it all. 

Digit’s International Travel Insurance for South Africa covers you during unpredictable situations such as flight delays, loss of passport, baggage loss, medical emergencies, trip cancellations and other such mishaps. If you’re travelling to South Africa for work, leisure, or studies; Digit has you covered.  

Purchase your plan online within a couple of minutes and you can be off on your perfect trip!  

 

Is travel insurance mandatory for South Africa?  

No, travel insurance is not mandatory when travelling from India to South Africa. In South Africa, health and access to healthcare is one of the country’s biggest problems. Not only that, but South Africa also faces multiple communicable disease burdens like tuberculosis, influenza, and pneumonia. 

For these reasons, we strongly advice buying a travel plan with adequate medical coverage. This acts as a relief in times of need when abroad.  

 

What is the cost of Travel Insurance from India to South Africa?  

A $50,000 South Africa Travel insurance plan from India for 1 adult starts from ₹225 only (excluding GST).  

What’s great about International Travel Insurance for South Africa by Digit?

Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us. 

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (only for a duration of 1 day)  

Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of Rs 500-1000.  

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges! 

Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the world. T&C apply.

South Africa Travel Insurance Plans that fit your needs

Basic Option Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!

Basic Option Comfort Option

Medical Cover

 		× ✔

Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

 		× ✔

Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

 		× ✔

Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

 		× ✔

Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

 		× ✔

Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

 		× ✔

Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

 		× ✔

Smooth transit covers

 		× ✔

Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

 		× ✔

Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

 		× ✔

Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

 		× ✔

Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

 		× ✔

Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

 		× ✔

Flexible Trip

 		× ✔

Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

 		× ✔

Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

 		× ✔

Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

 		× ✔

Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

 		× ✔

Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

 		× ✔
Get Quote Get Quote

Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

Digit’s Travel Insurance from India to South Africa covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:  

  • We can't cover diseases or illnesses that have already been diagnosed (pre-existing diseases), or if your doctor has already recommended no travelling.  

  • Daily cash allowance of up to 5 days is only valid for those who are hospitalised during their holiday, in a foreign country.  

  • Death or disability won’t be covered after 365 days of the accident that has caused it.  

  • Adventure sports are covered if you’re doing it for one day. This doesn’t include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.  

  • Acts of War are not covered.  

  • Flight delays aren’t covered if your airline already informed you about the same at least 6 hours in advance.  

  • Delay of checked-in luggage is not covered if the delay is due to customs.  

  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.  

  • Thefts won’t be covered if the police of the respective aren't notified within 24 hours.  

  • Trip extensions due to childbirth or related matters can’t be covered  

  • Trip abandonments due to pre-existing illnesses or health conditions can’t be covered.  

  • Trip cancellations due to rejection of visa are not covered.  

With us, get access to VIP claims

After you buy our international travel insurance for South Africa, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

  • Recent developments in South Africa show political unrest and crime. Although the effects of these events on tourists are low, it is better to be insured than sorry. Not only that, but healthcare and resources can get difficult to access. With Digit, you can avail many benefits and focus on the pleasures of your trip. 

  • Travelling to a new place can be exciting. In a country like South Africa, there is so much to explore. You can walk through the wild and experience nature like never before. This requires you to be insured when going on hikes, visiting parks or beaches, interacting with crowds, etc. A Travel Insurance policy can protect you in case of fraud and scams, injuries, crimes, etc.  

  • When flying from India to South Africa, one can experience flight, baggage, and passport issues. There are also reports of travel bans due to these situations. Travel insurance will provide monetary compensation in case of flight and baggage delay, trip cancellation, loss of passport and many other benefits to ensure your trip goes smoothly, as planned! Be sure to stay updated with the country’s developments keeping your travel dates in mind. 

  

Compare South Africa Travel Insurance Quotes  

Whilst comparing travel quotes from different travel insurances for South Africa, make sure you are aware of the following:    

  • The medical benefits available and the limit of the Sum Insured for each   

  • Terms of claims. A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.  

  • The claims process by checking the company’s previous claim records. After all, that’s the whole point of insurance, right?  

Know more about South Africa before your Trip

source: dynamic

South Africa, a rainbow nation, comes with a vibrant and diverse history and culture that makes it one of the most remarkable tourist destinations worldwide. It is home to a unique blend of marvellous architecture, spectacular cityscape, wildlife and exotic cuisine.

If you are planning to explore coral reefs, the multicultural city of Cape Town or the Dragon Mountains, book a vacation to South Africa! 

To ensure a hassle-free and memorable trip to South Africa, you need to be aware of certain information. Here’s more. 

What is the Best Time to Visit South Africa?

Generally, winter mornings and nights are the chilliest, while summers in South Africa are known for the scorching heat. Hence, it is ideal to visit South Africa from May to September. This is the perfect season as, at this time, the weather is moderately cold.

What are the Things to Do and Places to See in South Africa?

Here are some of the best things to do in South Africa: 

  • Go on a safari at the National Parks 

  • Surfing on the coasts of the Indian Ocean and the Atlantic Ocean

  • Learn about the history of the Apartheid movement

  • Go hiking in Drakensberg Mountains 

  • Visit Boulders Penguin Colony to see African penguins 

Some best places to see while staying in South Africa are: 

  • Cape Town, capital of South Africa

  • Kruger National Park

  • The Garden Route

  • Stellenbosch, Western Cape

  • iSimangaliso Wetland Park 

  • Pilanesberg National Park 

Visa Requirements for South Africa for Indians

It is essential to apply for a tourist visa to travel to South Africa. If you are planning to visit South Africa, you can proceed with an application for the visa online. Post that, you will need to submit the necessary documents and then collect the visa once all the steps and verifications are over.

Entry Information for Indians in South Africa

Upon entering the South African airport, the authority will check travel documents supporting your identity. 

What are the Safety Measures Required to Take While Visiting South Africa?

Here are some of the pivotal safety precautions that you must consider while travelling to South Africa: 

  • Be alert at the airport and keep the travelling documents in places where it is easily accessible. 

  • Avoid carrying large amounts of cash or exchanging cash at the airport. Moreover, while you visit ATMs in South Africa, make sure not to withdraw large amounts. 

  • While staying in the hotel, keep doors locked and refrain from opening for strangers. 

  • Keep the necessary medications with yourself.

  • Make sure to use trusted taxis and cab services.

  • You need to stay in groups and avoid getting strayed away.

  • Keep track of your valuable belongings. 

In addition, you need to have a travel insurance policy. It will cover all unexpected expenses on a foreign trip, such as flight cancellation, medical emergencies and other such situations. 

Indian Embassy in South Africa

In case you come across any issue or discomfort during your stay in South Africa, you can get in touch with the corresponding Indian Embassy. The concerned body can help you with different issues and make your stay more comfortable.