Buy Travel Insurance for Sri Lanka from India Online
Have you travelled all across South India and love its culture?
Well, then you would probably adore the feel of Sri Lanka. One of India’s closest neighbours, this country holds unparalleled beauty that you must see to believe, and it now offers visa-free travel for Indians.
But, hold on!
What about insurance for the trip? Stepping out of the country is risky but doing so without proper safety measures is outright dangerous.
Sri Lanka travel insurance can significantly reduce your financial burden in the event of emergencies on the trip. Whether it is a sudden medical need, or you end up losing your baggage in transit, your insurer will bear the cost for all such unplanned instances. Being able to claim such help, especially when you are in a foreign land, can be a lifesaver.
But enough about travel insurance for Sri Lanka for now, let’s learn a bit more about the stunning destination first.
Important Update: Changes in Sri Lanka Visa Rules for Indian Travellers
According to recent regulations introduced by the Sri Lankan Cabinet, Indian tourists can now visit Sri Lanka visa-free for a period of up to 30 days. This is a pilot project which will be in effect until March 31, 2024.
What’s great about International Travel Insurance for Sri Lanka by Digit?
Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us.
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)
Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.
Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*
Sri Lanka Travel Insurance Plans that fit your needs
| Basic Option | Comfort Option |
Medical Cover |
|
Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
|
Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
|
Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
|
Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
|
Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
|
Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
|
Smooth transit covers |
|
Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
|
Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
|
Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
|
Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
|
Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
|
Flexible Trip |
|
Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
|
Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
|
Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
|
Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
|
Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
|
| Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP claims
After you buy our international travel insurance for Sri Lanka, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Why should you Choose Digit as Your Insurance Provider for Sri Lanka?
Now that you know of the importance of travel insurance policies for a secure vacation, you must be wondering which company to purchase the said coverage from.
The answer is simple – Digit is one of the foremost travel insurance providers, bestowing several benefits to the policyholder. Let’s take a look at the advantages of choosing a policy from Digit:
- Unmatched Standard of Customer Service - Digit, unlike many other insurers, focuses on ensuring the best quality of customer care. Travellers can reach out to company representatives at any time, regardless of whether it is the middle of the night or any other time. 24x7 availability means just that! Just place a call on +91-730347000 and Digit’s customer service team member will get back to you within 10 minutes.
- Medical Assistance for Adventure Activity - related Injuries - If you happen to injure yourself while rock climbing or partaking in any such adventure sports in Sri Lanka, you can claim your Digit travel insurance. With the claim money under the adventure sports cover, you can seek quality healthcare for the injury in question incurred due to single-day adventure sports.
- Affordable Plans - When you are travelling to a foreign location, you already need to deal with a range of expenses. At such a time, funding a costly travel insurance policy would be difficult. Fortunately, Digit understands this plight, allowing you to avail plans at nominal rates. For instance, Digit travel insurance for Sri Lanka from India starts from just Rs. 175 (excl. 18% GST) per day for one adult. The sum insured for such a policy is $50,000.
- Passport/Visa Loss Cover - Suppose you are travelling with your passport inside your pocket. During the day, it falls off without you noticing. What would you do under such a circumstance? Well, the only thing that you can do is consult the Indian Embassy in Sri Lanka for an interim passport. Doing so involves certain expenses, which can be substantial. Digit’s policy also offers a safeguard for such events. You can claim the cost for reissuance of the lost passport, thereby guaranteeing that you don’t have to bear the associated cost out of your own pocket.
- Personal Liability - In some cases, you may unintentionally end up destroying a third-party property due to an accident during a road trip in Sri Lanka. With the lack of insurance, you are liable to pay for the damage caused. However, with Digit’s policy in place, you can claim the damage amount, shifting the entire liability on to your insurer.
- Luggage Mix-up is Easy to Deal with - Sri Lanka travel insurance can help you out when there is a delay or a mix-up with your luggage in transit. Digit allows you to claim a certain sum from the policy to buy the essential items in your luggage if you are experiencing a delay while receiving the luggage.
Such a thing is common, especially in international travels, when the airport may mix-up your bags with someone else’s.
Know more about Sri Lanka before your Trip
Sri Lanka, known as the ‘Pearl of the Indian Ocean’, comprises of a tiny island. However, it holds so much beauty and heritage that tourists can spend a considerable period of time appreciating its splendour.
Besides the glorious beaches and the diverse wildlife, visitors can also dig into the delicious cuisine on offer. Whether you are vegetarian or a full-fledged carnivore, Sri Lanka’s cuisine will leave you wanting for more.
Best Time to Visit Sri Lanka
- October to March – The temperatures of the country remains constant between 27 degrees and 30 degrees Celsius throughout the year. However, what makes this period the best time to travel to Sri Lanka are the dry conditions.
- April to July – During this time, a major part of the country receives heavy rainfall. The monsoon intensifies in the month of May and June, which can significantly interfere with your travel plans if you do decide to visit at this time.
Top 5 Places to Visit in Sri Lanka
- Nuwara Eliya - Known as the World’s End, Nuwara Eliya is a spectacular sight that you should not miss. Apart from the view itself, keep your eyes peeled for exotic wildlife, including deer and leopards. Ensure you visit before 10 AM, as it may get too cloudy for you to get a nice view after that.
- Yala National Park - If you intend to enjoy the wildlife of Sri Lanka, another place that you must visit is the Yala National Park. While you may have been to several zoos in your lifetime, witnessing the spectacle of these animals in their natural habitat is a unique experience altogether. You may witness elephants, Sri Lankan sloth bears, leopards and many other creatures during your visit here.
- Anuradhapura - This is one of the most popular heritage sites in Sri Lanka. Tourists from around the globe visit to take a look at the Bodhi Tree growing here. A cutting from the original tree of enlightenment was transferred to this place by Sanghamitta.
- Dambulla Cave Temple - An official World Heritage Site, according to UNESCO, Dambulla Cave is also known as the Golden Rock Temple. Apart from the structure of the place, you can also appreciate the various paintings and sculptures. Some of these depict the first sermon by Buddha.
- Colombo and its Casinos - If you are truly looking for a fun and exciting nightlife in Sri Lanka, visit one of the many casinos in the capital city of Colombo. Whether it is the MGM Colombo or Bally’s Bellagio, each casino will keep you entertained. These places remain open throughout the night, ensuring that you can play and drink as much as you like.
Check: Places to Visit in Sri Lanka
Sri Lanka Visa for Indians
Visa-Free Entry for Indian Tourists - Sri Lanka has implemented a visa-free regime effective from 28th November 2023 to 31st March 2024 as a pilot program to rebuild the country's tourism. Travellers visiting the country post this period must apply for an ETA as per standard requirements.
Note: Travellers must apply for an ETA before arriving in Sri Lanka subject to issuing visa free of charge up to 31st March 2024. The validity period of this free ETA is 30 days and permits double entry from the date of initial arrival to Sri Lanka.
In case this free ETA period of 30 days from the date of arrival expires on or before 31st March 2024, an applicant will not be allowed to obtain a further extension of visa. But, in case the free 30-day validity of the visa expires after 31st March 2024, an extension can be applied by paying the appropriate visa fee.
Apply for an ETA to Sri Lanka
Indians applying for a visa to Sri Lanka can do so online through an ETA (electronic travel authorization). Anyone travelling to Sri Lanka for tourism, business or transit must apply for an ETA to be eligible to enter Sri Lanka.
Processing Fee for the Online ETA
| Methods of Submission of ETA Application | Tourist visa with Double Entry for 30 days | Tourist Visa for 180 days in one stretch |
| By the Applicant | US $20 | US $50 |
| By Third Party | US $20 | US $50 |
| At Sri Lanka Overseas Missions | US $20 | US $50 |
| At the Head Office of the Department of Immigration & Emigration, Columbo, Sri Lanka | US $20 | US $50 |
All ETA holders should fulfill the following requirements:
- A passport valid for not less than 6 months from the date of arrival.
- A confirmed return ticket.
- Sufficient funds to meet the expenses during the stay.
The ETA is initially limited to 30 days from the date of arrival, and it can be extended up to six months.
Safety Measures for Sri Lanka Tourists
- Pickpocketing – This is an almost constant threat that is prevalent in most Asian countries. Try not to carry too much loose cash with you on your outings. Be mindful of items inside your pockets or bags at all times.
- Scam – Sri Lanka is notorious for the various types of scams that tourists often face. Be wary of who you trust while touring the nation. Otherwise, you may fall prey to a host of unfavourable deals.
Check: Tourist Scams in Sri Lanka
Indian Embassy in Sri Lanka
Note down the address and contact details of the Indian Embassy in Sri Lanka in case you need it during the trip.
Address: High Commission of India, 36-38, Galle Road, Colombo 03
Telephone Number: 0094-11-2421605, 2422788, 2422789, 2327587