Buy International Travel Insurance for Italy

Instant Policy, No Medical Check-ups

Buy Travel Insurance for Italy from India Online

Rome, Venice, Tuscany, Florence, Milan, Naples, Vatican City…. all of these beautiful, famous destinations in one place Italy!

Italy attracts millions of tourists every year being the fifth country in the world and third in Europe all thanks to its fascinating culture, natural landscapes, ancient ruins, cycling tours, great beaches, and renowned cuisine.

If you’re a foodie you know Italy is home to the best Pizzas, Pastas, tons of cheese and lots of herbs and spices. What adds to this experience is the weather and the people, warm and welcoming!

Before flying to Italy from India, you should secure yourself with travel insurance to enjoy a safe trip.

Digit's International Travel Insurance for Italy covers and benefits you in unpredictable situations such as flight delays, loss of passport, baggage loss, medical emergencies, trip cancellations and other mishaps. Purchase your plan online within a few minutes, and you can be off on your perfect trip!

Is travel insurance mandatory for Italy?

Yes, travel insurance is mandatory when travelling from India to Italy. Being a part of the Schengen Countries, Italy has mandated travel insurance with adequate health coverage. 

Your travel insurance must cover at least €30,000 for medical treatment and evacuation and must be valid through the entire Schengen Zone and the duration of your trip.

You can apply for a Schengen Visa from India to visit all 26 countries in the zone.

What is the cost of Travel Insurance from India to Italy?

A $50,000 Italy Travel insurance plan from India for one adult starts from ₹225 only (excluding GST).

What’s great about International Travel Insurance by Digit?

Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us. 

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day) 

Immediate Monetary Compensation for Flight Delays - We don't want to waste your time any further. That's why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.   

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges! 

Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*

Italy Travel Insurance Plans that fit your needs

Basic Option Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!

Basic Option Comfort Option

Medical Cover

 		× ✔

Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

 		× ✔

Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

 		× ✔

Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

 		× ✔

Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

 		× ✔

Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

 		× ✔

Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

 		× ✔

Smooth transit covers

 		× ✔

Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

 		× ✔

Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

 		× ✔

Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

 		× ✔

Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

 		× ✔

Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

 		× ✔

Flexible Trip

 		× ✔

Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

 		× ✔

Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

 		× ✔

Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

 		× ✔

Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

 		× ✔

Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

 		× ✔
Get Quote Get Quote

Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

What's not Covered?

Digit's Travel Insurance from India to Italy covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:  

  • We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.  
  • Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.  
  • Death or disability won't be covered after 365 days of the accident that has caused it.  
  • Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.  
  • Acts of War are not covered.  
  • Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.  
  • Delay of checked-in luggage is not covered if the delay is due to customs.  
  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.  
  • Thefts will not be covered if the police of the respective aren't notified within 24 hours.  
  • Trip extensions due to childbirth or related matters can't be covered  
  • Trip abandonments due to pre-existing illnesses or health conditions can't be covered.  
  • Trip cancellations due to rejection of visa are not covered. 

With us, get access to VIP claims

After you buy our international travel insurance for Italy, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

Why do you need travel insurance from India to Italy?

  • ·Travelling to a new place can be exciting. Experiencing an interruption of any sort during your trip can be a buzzkill. With Digit's International Travel Insurance Policy, you can be protected in case of medical emergencies, flight delays, cancellations, or any other mishap. It is a small cost with large benefits in the long run.
  • With travel insurance, you are covered for multiple benefits before and during your trip. It allows you to have a flexible trip in case of emergency trip extension or abandonment, or even if you need emergency cash. You can rely on your international travel insurance. This ensures that your trip goes smoothly, as planned!

  • In Italy, you’re visiting a bountiful beauty with rich history and a glorious religious culture. Although crime rate is low for tourists in Italy, one should always be cautious of their environment and belongings. A travel insurance can help overcome these kinds of inconveniences.

Compare Italy Travel Insurance Quotes 

Whilst comparing travel quotes from different travel insurances for Italy, make sure you are aware of the following:   

  • The medical benefits available and the limit of the Sum Insured for each   
  • Terms of claims. A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.  
  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?  

Know more about Italy before your Trip

From arts to architecture and music to culinary delicacies, Italy offers the world an exquisite ground to experience sheer luxury. Home to the ancient Roman civilisation, Italy is one of the most popular tourist destinations in the world. It offers a myriad of experiences. 

You can immerse yourself in the exquisite food, cuisine, historical monuments, charming countryside, music and more!

If you are planning to explore this magnificent country, make sure to refer to the guide below for valuable information. 

What is the Best Time to Travel to Italy?

Though summer months, July to August, experience maximum visitors, it is ideal time or exploring Italy during spring and autumn. The spring months, from March to May and the autumn season from September to November, offer comfortable weather conditions.

 Moreover, at this time, the prices of hotel stays and sightseeing are relatively lower due to lesser crowds. You can experience festivals like Regata Storica, La Vendemmia and Venice International Film Festivals during August and September.

What are the Things to Do and Places to See in Italy?

Here are the best things to do after visiting Italy: 

  • Go on a hike to the Cinque Terre
  • Take a Gondola ride in Venice
  • Take a bicycle tour to the Tuscan Hills towns 
  • Learn the art of pasta making in Florence
  • Experience Opera in Verona’s Roman Arena
  • Explore the ancient city of Rome

Some of the best places to visit in Italy are:

  • Colosseum, Rome
  • Florence Duomo Santa Maria del Fiore
  • The Grand Canal in Venice
  • Amalfi
  • Leaning Tower of Pisa
  • Vatican City: Basilica of St. Peter, Sistine Chapel & Vatican Museums

Check: World Heritage in Italy

Visa Requirements for Italy in India

To travel to Italy, Indian passport holders require a Schengen visa which is issued for six months. Mostly, tourists can travel within the Schengen area and add one or two destinations under this visa. However, this visa allows tourists to stay within the Schengen area for 90 days only. It generally takes 15 days to process this visa, hence it is recommended to plan the trip and opt for the application process accordingly. This will avoid any last-minute delay.

Entry Information for Indians in Italy

Once you arrive at the airport in Italy, the officials will check your passport, civil and other travelling documents that will support your identity. The country has lifted all Covid-related restrictions since June 2022.

What are the Safety Precautions to Consider While Visiting Italy?

Let us check a list of crucial safety precautions that one must consider while travelling to Italy:

  • Travel insurance is mandatory while travelling to foreign countries as this will safeguard you from unpredictable costs like medical expenses, costs incurred on flight delays, or any other additional cost added due to natural calamities. 
  • It is advisable not to carry large amounts of cash and withdraw a sufficient amount from roadside ATMs. Check your surroundings carefully before entering an ATM. 
  • Use cardholders in case of carrying multiple cards, debit or credit cards. Try to keep the cardholder in the front pocket and with the luggage. 
  • Beware of tourist scams and if you want to make any donation, then choose registered charities. 
  • Stay alert in busy markets or on public transportation. 
  • Keep your valuables safe. Use a purse hook or a money belt. 
  • Be alert and aware of your surroundings all the time. 

Check: Scams in Italy

Indian Embassy in Italy

If there is any trouble during your vacation in Italy, contact the Indian Embassy in Italy for assistance.