Buy International Travel Insurance for Maldives

Premium Starting ₹225 only*

Are you all set to travel to the Maldives?

Booked your flight tickets, packed your bags and got your passport?

But wait! What about Maldives travel insurance?

If you intend to truly enjoy the Maldives in all its glory, purchasing a travel insurance policy is not just wise but also essential.

Travel insurance Maldives can’t be that important, can it?

Yes, it can, and it is. Travel insurance protects you from unforeseen financial liabilities in several cases. For instance, you may lose your passport during the vacation in the Maldives. In such an instance, you would need to reapply for the passport as soon as possible. Otherwise, you would be unable to return to India.

Reapplying for an emergency passport can lead to additional expenses. Travel insurance for the Maldives can help bear this cost on your behalf, limiting your financial liability.

Thus, covering such instances and more, a travel insurance policy is one of the must-haves during your travel to the Maldives.

 

Is Travel Insurance Mandatory for the Maldives?

No, travel insurance is not mandatory for a visit to the Maldives. Still, buying such a plan is wise, especially if you are travelling with your loved ones. Things tend to go wrong frequently during international travel. Travel insurance for the Maldives from India can protect your finances from sudden, unexpected expenses during the trip.

 

Why should you opt for a Maldives Travel Insurance from India?

Believe it or not, lack of proper travel insurance can leave you stranded in the Maldives for an unspecified period. Moreover, you may also need to spend money out of your own pocket to seek quality treatment for diseases and injuries suffered on tour. For instance, if you suffer a heart attack while on the trip, you would need to bear the total cost for seeking the treatment. With an insurance cover, however, you can claim the majority of such expenses from the insurer.

Furthermore, Maldives experiences a low crime rate, but theft, pickpocketing and other scams are common. Tourists can come face to face with such unfortunate events, leading to substantial losses. Your travel plan should also help deal with the liabilities arising from such events.

That should be reason enough to insure your Maldives visit, don’t you agree?

Digit is the perfect choice when you are looking for a reliable travel insurance provider.

 

What is the cost of Travel Insurance for the Maldives from India?

A $50,000 Maldives Travel insurance plan from India for 4 days-1adult is starting from ₹225 only (GST extra).

What’s great about International Travel Insurance for Maldives by Digit?

Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us. 

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day) 

Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges! 

Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*

Maldives Travel Insurance Plans that fit your needs

Basic Option Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

With us, get access to VIP claims

After you buy our international travel insurance for Maldives, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

Why Choose Digit for your Maldives Travel Insurance from India?

to travellers. Here are some reasons why we are the perfect pick:

  • Enjoy Adventure Sports without any Worries - Are you planning to scuba dive and snorkel while in the Maldives? These are some of the fascinating activities that you can undertake on your holiday. Nonetheless, they are risky that can lead to injuries and accidents. How do you plan to pay for medical care necessary due to these incidents? Digit’s travel insurance policy ensures that you do not need to plan for such emergency expenses. It covers the expenses for any treatment you receive for single-day adventure sports-related injuries while on the Maldives trip.
  • Nominal Premiums Ensure Affordable Policies - Digit’s basic travel cover to the Maldives offers a sum insured of $50,000. From just that information, you would expect the policy price to be somewhere in the thousands. Well, would you believe that the starting price for such a policy is just Rs. 175 (excl. 18% GST) per adult per day of stay? Believe it!
  • Focus on Recuperating Instead of Worrying about Treatment Expense - Hospitalisation in a foreign country is often a scary prospect, especially considering the increased cost of medical aid in the Maldives. Apart from causing a sudden, unplanned rise in the overall vacation cost, such hospitalisations can even leave you broke. The Maldives travel insurance from India can prevent such unforeseen expenditure during your travels. Further, you can focus on recovering from the disease (or accident) instead of worrying about the increasing hospital bills.
  • No Liability Even If you Damage/Injure a Third-party - Under normal circumstances, you would need to pay for any damages that you cause to a third-party, whether it is an individual or property, due to a road trip accident during the trip. You will also be expected to cover the cost of damage to the rental car. Without travel insurance, you would need to pay for any third party liability in the Maldives. However, when you opt for a Digit travel insurance policy, your financial liability shifts to us.
  • Reach Digit’ Customer Care 24x7 - If you think you would be unable to seek assistance from Digit on your trip, don’t worry. Digit’s 24x7 customer care service team is ready to assist policyholders, both day and night. Call +91-730347000 and our representatives will get back to you in a few minutes.
  • Lost/delayed Baggage in Transit Cover - Mix up of baggage at international airports is quite common. Such a misunderstanding can cause delays in you receiving the baggage. In some cases, it can hamper your entire trip, as you would be missing many of the essential items for a hassle-free vacation.

Digit’s travel insurance for the Maldives helps you to claim monetary help in such cases. You will receive compensation for any delay or lost baggage during transit.

Apart from these, Digit also offers trip cancellation cover, emergency cash cover, emergency trip extension cover, passport re-issuance cost cover, etc. under your Maldives travel insurance cover.

Know more about the Maldives before your Trip

The Maldives is a destination full of pristine beaches and idyllic water bodies in its surroundings. Its proximity to India makes Maldives one of the favourite tourist destinations amongst the populace. Further, the various opportunities to engage in adventurous activities, including scuba diving, is also another reason for the Maldives being a popular vacationing destination, especially amongst youngsters.

Whether it is a weekend getaway trip or your honeymoon, Maldives is the perfect destination for a vacation. 

Best Time to Visit Maldives

The Maldives enjoys hot and sunny weather throughout the year:

  • Temperatures are the most pleasant between November and April.
  • Avoid visiting the country between May and October, due to the torrential rains that are common around this time. You cannot do much during the rainy season, other than waiting around in hotel rooms.

Top 5 Places to Visit in the Maldives

The following five destinations are amongst the best of what the Maldives has to offer to guests.

  • Banana Reef - If the sole reason for your Maldives visit is to experience the aquatic life and ecology, head to Banana Reef. It is a popular scuba diving destination, due to the presence of corals, colourful seaweed and an abundance of interesting underwater fauna in the region.
  • Hulhumale Island - If you want a change in scenery from beaches, Hulhumale Island is where you can head to. Just a stone’s throw away from Male (Maldives’ capital), Hulhumale is a sprawling city that is continually growing and expanding. Amongst the most interesting things in Hulhumale are the promenade walkways above the Indian Ocean and a glass-topped mosque.
  • Utheemu - Utheemu is one of the Maldivian sites that hold immense historical significance. It was once the home for Sultan Mohamed Thakurufaanu. The Sultan played an integral role in driving out the Portuguese invaders from the Maldives during the 1500s.
  • COMO Cocoa Island - One of the most beautiful places in the Maldives, and arguably around the globe, is the COMO Cocoa Island. Best-suited for honeymooning couples, this region is home to some truly spectacular resorts and hotels, offering a full view of the surrounding pristine blue waters.
  • Tsunami Monument in Male - It is hard to believe that something so beautiful was created as a result of the most horrific Tsunami in recent memory. The Maldives suffered immense losses due to the Tsunami disaster of 2004. In remembrance of all the lives lost, the Maldivian authorities erected this spectacular structure in the capital city of Male.

Remember, these are just five of the most vital places you can visit within the Maldives. Even so, you will barely scratch the surface of what it has to offer.

Maldives Visa Requirements for Indians

Safety Measures to Follow for Indian Tourists in the Maldives

Keep the following things in mind if you are travelling to the Maldives for recreational purposes:

  • Zika Virus is Prevalent - Zika Virus is common in the Maldives. Pregnant women face the greatest risk from the virus since it is known to cause congenital conditions in newborn infants.
  • Theft - Regardless of where you travel, there is always a minimal risk of theft or pickpocketing. As a tourist in the Maldives, you must adopt specific measures to prevent such instances. Always keep an eye on your belongings. Avoid flaunting expensive items when you step outside your hotel room. Use safety deposit boxes found in hotels to keep your valuable items secure.
  • Keep an Eye Out for Con Artists - Scams are common in any popular tourist destination. Therefore, when in the Maldives, ensure that you take tour-related decisions wisely. If a prospect seems too good to be true, it probably is.

Generally, Maldives is a pretty safe destination. Crime rates are low, and only a few diseases pose a threat to the populace residing there, let alone the travellers. Additionally, if you have a Maldives travel insurance policy in place, you can ensure that you are covered from the financial repercussions arising under these circumstances.

Indian Embassy in the Maldives

As an Indian tourist to the Maldives, you should know about the Indian embassy there:

  • Phone Number – 960-323-015 and 960-323-016
  • Address - Athireege Aage, Ameeru Ahmed Magu, Henveiru, Male, Maldives

FAQs about Maldives Travel Insurance from India

Are deductibles applicable on the Maldives travel insurance policy?

With Digit’s travel insurance, you do not have to pay for any deductibles. The entire claim amount will be borne by us.

Will my Maldives travel insurance provide coverage if I require emergency evacuation during the trip?

Yes, emergency accidental and medical evacuation costs are covered under the Maldives international travel insurance policy.

Will I need to purchase a separate travel insurance policy for my spouse if we are travelling to Maldives together for a week?

No, you and your spouse can both be covered under a single Maldives travel insurance policy from Digit with a sum insured of $50,000, for a seven days’ trip, at a nominal premium payment of Rs. 406 (excl. 18% GST).