Buy Travel Insurance for Malta from India Online
There’s never a wrong time to visit Malta. The island country located in the central Mediterranean Sea offers something for everyone. Malta is a combination of three islands, the main island- Malta, and the smaller islands- Gozo and Comino. Known for its astonishing views, pristine marine life, modern history, world heritage sites, hidden coves, and much more, Malta is one of those European countries that should be on your bucket list.
Each island has their own set of packages and tours that are worth a visit. Malta also has a line-up of exciting events, and festivities tourists are encouraged to explore.
Excited to visit Malta? Before setting off, be sure you have purchased a comprehensive travel insurance plan to ensure you have a smooth and safe trip. International Travel Insurance to Malta allows one to stay financially protected in case of unexpected events and uncertainties that might hamper your trip.
Is Travel Insurance mandatory for Malta?
Yes, travel insurance is mandatory when travelling to Malta. Malta is a part of the Schengen zone. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.
A critical requirement when travelling to Malta is that your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.
What is the Cost of Travel Insurance for Malta from India
A $50,000 Malta Travel insurance plan from India for 4 days for 1 adult starts from ₹225 only (GST extra). [The cost mentioned here is as of December 2022].
What’s great about International Travel Insurance by Digit?
Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us.
Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day)
Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.
Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.
Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges!
Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*
Malta Travel Insurance Plans that fit your needs
What's not Covered?
Digit's Travel Insurance from India to malta covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
Know more about Malta before your Trip
Malta is a small archipelago in the Mediterranean Sea that attracts tourists worldwide with its turquoise sea water and spectacular beaches. It is an island country in the European Union, officially called the Republic of Malta.
If you wish to spend your vacation immersed in astonishing cinematic landscapes and rich historical culture, Malta is your perfect holiday destination. To make your vacation safer and merrier, you must go through this article to get a brief overview of Malta.
Which Is the Best Time for a Malta Tour?
Most tourists visit Malta during the summer, which starts from May to September, with a pleasant temperature between 15°C to 31°C.
However, as it is the peak season, Malta is too crowded at this time of the year. So, if you are looking for an affordable and less crowded vacation, you can opt for the spring and autumn seasons as well. However, the winter (December to February) is characterised by excessive rain.
What Are the Things to Do And Places to Visit in Malta?
You can explore a bunch of exciting activities on your trip to Malta. Here are some of them:
Boat riding and cliff jumping at Blue Grotto
Explore the Crystal Lagoon on Comino Island
Snorkelling around the reefs of Armie Bay
Canoeing in the Open cave
Hiking Tal Mixta Caves on Gozo Island
Dive under the seas at HMS Maori
Check out the mesmerising places of Malta that you should not skip visiting:
Take a tour of the Three Cities – Birgu, Senglea, Cospicua
Explore the former capital city, Mdina
Take a tour to Casa Rocca Piccola
Visit Fort St. Elmo in Valletta
Enjoy the view of the Mosta Dome in Mosta
Explore the island of Gozo on a boat ride
Visa Requirements for Malta for Indians
Get in touch with the Embassy of Malta in India and schedule an appointment with the immigration officer. It takes 7-15 days to review your visa application, and once the verification is done, you can receive the visa.
Entry Guidelines for Indians in Malta
As of July 2022, Malta has dropped restrictions related to COVID-19. You can travel to Malta regardless of whether you are vaccinated or not. You will not be required to provide any negative PCR test report or vaccination certificate or undergo quarantine.
What Are The Necessary Safety Precautions One Must Take While Visiting Malta?
While travelling across a distant land, you must take certain precautions to avoid any safety hazards. Here are some of the guidelines you must follow:
Abide by the local law and order to stay protected from legal issues.
Respect the customs and culture of the country.
Keep photocopies of your passport and other documents handy. Reach out to the Indian Embassy during any severe issues.
Avoid large crowds and gatherings to stay away from civil unrest or political hazards.
Be cautious while using ATMs, as thieves target tourists and rob them while using an ATM.
Some bus routes are also known for pickpocketing; stay cautious while travelling.
Check your hotel room’s security system properly and keep your valuables safely.
Opt for a travel insurance policy without fail.
While planning a foreign trip, you need to purchase an international travel insurance policy to protect yourself financially from specific unforeseen incidents. This policy will cover you from any expense due to passport or baggage loss, theft, flight cancellations or delays, etc.
Where Is the Indian Embassy in Malta?
The Indian Embassy in Malta can help you out during different situations and emergencies and make your stay more comfortable.
| Basic Option | Comfort Option |
Medical Cover |
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Emergency Accidental Treatment & EvacuationAccidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & EvacuationGod forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal AccidentWe hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days)When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & DisabilityWhile this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental TreatmentIf you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip CancellationIf unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier DelayIf your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in BaggageWaiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in BaggageThe last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed ConnectionMissed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of PassportThe worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency CashIf on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip ExtensionWe don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip AbandonmentIn case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail BondDue to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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| Get Quote | Get Quote |
Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
Why do you need Travel Insurance for Malta from India?
Let's look at why you need travel insurance when visiting Malta:
Travelling to Malta is an adventure, and sometimes you might injure yourself while participating in adventurous activities. Travel insurance with adventure sports coverage can prove beneficial. With Digit’s International Travel Insurance to Malta, we cover medical expenses related to adventure activities, provided the activity lasts one day.
When you purchase your International Travel Insurance plan from Digit, you will also be protected in unpredictable situations such as extreme weather conditions, flight delays, loss of passport, baggage loss, medical emergencies, trip cancellations and any other mishap that could disrupt your trip to Malta.
Compare Malta Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
The medical benefits available and the limit of the Sum Insured for each.
Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
With us, get access to VIP claims
After you buy our international travel insurance for Malta, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!