Buy International Travel Insurance for Switzerland

Instant Policy, No Medical Check-ups

Located in central Europe, this small mountainous country has nothing less than a jaw-dropping experience to offer. Visiting Switzerland includes a trip to 13 UNESCO World Heritage Sites, sparkling glaciers, and medieval villages. You can travel through the country and witness nature at its finest. The cities of Zürich and Geneva are one of the most populous cities in Switzerland.  

Zürich is home to plenty of museums and a vibrant culture. Geneva is known as a global financial centre for diplomacy, offering exploding business opportunities because of the presence of numerous international organizations. Switzerland is a beautiful destination for a getaway, to ease your mind and find peace.  

Before flying to Switzerland from India, you should secure yourself with travel insurance to enjoy a safe trip.   

Digit's International Travel Insurance for Switzerland covers and benefits you in unpredictable situations such as flight delays, loss of passport, baggage loss, medical emergencies, trip cancellations and other mishaps. Purchase your plan online within a few minutes, and you can be off on your perfect trip!   

   

Is travel insurance mandatory for Switzerland?   

Yes, travel insurance is mandatory when travelling from India to Switzerland. Being a part of the Schengen Countries, Switzerland has mandated travel insurance with adequate health coverage.  

Your travel insurance must cover at least €30,000 for medical treatment and evacuation and must be valid through the entire Schengen Zone and the duration of your trip. 

You can apply for a Schengen Visa from India to visit all 26 countries in the zone. 

 

What is the cost of Travel Insurance from India to Switzerland?   

A $50,000 Switzerland Travel insurance plan from India for one adult starts from ₹225 only (excluding GST).   

What’s great about International Travel Insurance by Digit?

Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us. 

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day) 

Immediate Monetary Compensation for Flight Delays - We don't want to waste your time any further. That's why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges! 

Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz,  to support you seamlessly across the globe. T&C apply*

Switzerland Travel Insurance Plans that fit your needs

Basic Option Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Get Quote Get Quote

Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

Digit's Travel Insurance from India to Switzerland covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:  

  • We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.  
  • Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.  
  • Death or disability won't be covered after 365 days of the accident that has caused it.  
  • Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.  
  • Acts of War are not covered.  
  • Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.  
  • Delay of checked-in luggage is not covered if the delay is due to customs.  
  • Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.  
  • Thefts will not be covered if the police of the respective aren't notified within 24 hours.  
  • Trip extensions due to childbirth or related matters can't be covered  
  • Trip abandonments due to pre-existing illnesses or health conditions can't be covered.  
  • Trip cancellations due to rejection of visa are not covered.  

With us, get access to VIP claims

After you buy our international travel insurance for Switzerland, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

  • Travelling to a new place can be exciting. Experiencing an interruption of any sort during your trip can be a buzzkill. With Digit's International Travel Insurance Policy, you can be protected in case of medical emergencies, flight delays, cancellations, or any other mishap. It is a small cost with big benefits in the long run.
  • With travel insurance, you are covered for multiple benefits before and during your trip. It allows you to have a flexible trip in case of emergency trip extension or abandonment, or even if you need emergency cash. You can rely on your international travel insurance. This ensures that your trip goes smoothly, as planned!

  • In Switzerland, adventure activities are a must-do! During these thrilling activities, we help protect you in case something goes wrong. Digit covers one day adventure activities like scuba diving, bungee jumping & sky diving.

  

Compare Switzerland Travel Insurance Quotes  

Whilst comparing travel quotes from different travel insurances for Switzerland, make sure you are aware of the following:   

  • The medical benefits available and the limit of the Sum Insured for each   
  • Terms of claims. A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.  
  • The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?  

Know more about Switzerland before your Trip

source: britannica

Switzerland is known as an ideal destination for honeymoon couples. However, this European country is adored by all across the world. With its ice-capped mountains, lush green floras, delicious chocolate and cheese, and classy watches, Switzerland tempts travel enthusiasts from every corner of the globe.

On top of that, the Swiss culture, living standards, cuisines, festivals, etc. also draws the attention of most travellers. If you are looking for an exotic escape to the land of the scenic Alps, plan a Switzerland trip. Here's more on places to visit, things to do, visa guidelines, safety tips, etc.

Which Is The Best Time to Visit Switzerland?

If you want to explore the picturesque views of Switzerland, nothing can beat the summer months that extend from June to August. However, considering its pleasant temperature and pristine nature, it is the most crowded season as well. 

Apart from that, autumn (September and October) offers astonishing landscapes with a mild cool temperature. If you are planning to hike in the Swiss Alps, this is the most suitable time. 

What Are The Things to Do And Places to Visit in Switzerland?

Switzerland is all about exploring vintage locations and adventurous activities. Check out the following activities that you must not miss during your Switzerland tour:

  • Go for a cruise on the Limmat River or Lake Thum

  • Try paddle boarding in Lake Geneva

  • Take part in the street parade in Bellevue

  • Go for rafting in the Simme River

  • Get yourself a thermal spa in Zurich

Though there are limitless beautiful spots to explore in your Switzerland tour, don't skip the following locations:

  • Chocolate capital, Zurich

  • Matterhorn museum in Zermatt

  • "Top of Europe"; Jungfraujoch

  • Historical museums and mesmerising gardens in Geneva

  • Montreux on Lake Geneva

  • Lion Monument and Chapel Bridge in Lucerne

Visa Requirements for Switzerland for Indians

Planning for a foreign trip always starts with applying for a visa. Get ready with all the necessary documents and fill up your visa application form accordingly. It takes 15 working days from the date of application to process the visa. However, there are also exceptional cases, so apply for your ticket in advance.

Entry Guidelines for Indians in Switzerland

According to the recent updates on 31st May 2022, all fully vaccinated travellers are eligible to visit Switzerland. However, the Swiss Government only approves Covishield / Covaxin as valid vaccines. Besides, vaccination is not mandatory for children below 16 years of age. 

What Are the Precautions Required While Visiting Switzerland?

Travelling in an unknown country can be hazardous if you are unaware of the safety protocols. Here are some of the necessary measures you must follow to enjoy a safe and secure journey:

  • Always keep your belongings and valuables in safe places to avoid pickpocketing or robbery.

  • Keep your passport and photocopies of other documents handy while travelling.

  • Switzerland is prone to heavy rainfall most of the year. Hence, always stay updated with the weather forecasts before stepping out of the hotel.

  • Abide by law and order to stay protected from legal penalties and punishments.

  • Always follow the marked path while hiking, and don't get alienated from the group.

  • Keep the contact details of the Indian Embassy and reach out to them during severe issues.

  • Be aware of cybercrime, credit card and ATM fraud and always inspect the hotel's security system before checking in.

  • Don't forget to opt for travel insurance to stay protected from unexpected financial burdens. 

International travel insurance covers you in case of financial outflow due to thefts or losses of your personal belongings, flight delays and cancellations, passport loss, medical emergencies, etc.

Indian Embassy in Switzerland

You must always get in touch with the Embassy of India in case of severe issues in a foreign country.