Buy International Travel Insurance for Thailand

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Buy Travel Insurance for Thailand from India Online

Given the number of adventure sports in Thailand, its chaotic traffic scene, and petty little crimes, it’s best to have a travel insurance that will safeguard you against it all, in the case of anything that comes your way unexpectedly! Additionally, our travel insurance online is cheap, quick, involves zero paperwork and is hassle free. 

Important Update: Changes in Thailand Visa Rules for Indian Travellers

According to recent regulations, Thailand has announced that Indian tourists can now visit the country visa-free for a period of up to 30 days. This is a pilot project which will be in effect until 10th May 2024.

Is travel insurance mandatory for Thailand?

No, a travel insurance isn’t mandatory for Indians traveling to Thailand yet. However, like your travel expenses for Thailand, the travel insurance is cheap too (as low as Rs 400!) and will protect you against all odds!  

What is the cost of Travel Insurance for Thailand from India?

A $50,000 UAE Travel insurance plan from India for 4 days - 1 adult is starting from ₹225 only (GST extra).

What’s great about International Travel Insurance by Digit?

Zero Deductibles - You don’t pay anything at all when you make a claim – it’s all on us. 

Adventure Sports Covered - Our coverage includes activities such as scuba diving, bungee jumping & sky diving (provided the duration is one day) 

Immediate Monetary Compensation for Flight Delays - We don’t want to waste your time any further. That’s why, when your flight is delayed for more than 6 hours, we give you an immediate compensation of ₹500-1000.

Smartphone-enabled Processes - No paperwork, no running around. Just upload your documents when you make a claim.

Missed-call Facility - Give us a missed call at +91-7303470000 and we’ll call you back in 10 minutes. No more international calling charges! 

Worldwide Support - We’ve partnered with the world’s largest health & travel insurance network Allianz, to support you seamlessly across the globe. T&C apply*

Thailand Travel Insurance Plans that fit your needs

Basic Option Comfort Option

Medical Cover

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Emergency Accidental Treatment & Evacuation

Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization.

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Emergency Medical Treatment & Evacuation

God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc.

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Personal Accident

We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support.

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Daily Cash Allowance (Per day/Max 5 days)

When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses.

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Accidental Death & Disability

While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!).

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Emergency Dental Treatment

If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment.

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Smooth transit covers

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Trip Cancellation

If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip.

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Common Carrier Delay

If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked!

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Delay of Checked-in Baggage

Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked!

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Total loss of Checked-in Baggage

The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount.

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Missed Connection

Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight.

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Flexible Trip

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Loss of Passport

The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country.

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Emergency Cash

If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue.

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Emergency Trip Extension

We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization.

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Trip Abandonment

In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses.

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Personal Liability & Bail Bond

Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it.

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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.

To read about the policy in detail please click here.

With us, get access to VIP claims

After you buy our international travel insurance, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Give us a call at 1800-258-5956 (if in India) or drop a missed call at 7303470000 & we’ll call back in 10 mins.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

Why do you need a travel insurance for Thailand from India?

  • Thanks to its beautiful beaches, scuba diving adventures, exciting nightlife and of course, cheap travels- Thailand has become a popular destination amongst friends, couples and solo backpackers. A travel insurance for the same covers you against any misadventures you may experience during your travel there!
  • Considering Thailand is famous for its white sand beaches and water sports, a travel insurance also makes sure it protects and covers for you in the case of all adventure sports you may want to delve into.
  • Although fairly cheap and safe, travel scams and petty crimes are extremely common in Thailand. In case of an unfortunate situation, a travel insurance protects you against all losses you may face otherwise. Additionally, it also covers for you during other unforeseen circumstances, such as- flight delays, baggage loss, theft, passport loss, medical emergencies, trip abandonments, etc.

Compare Thailand Travel Insurance Quotes

Whilst comparing travel quotes from different travel insurances for Thailand, make sure you are aware of the following:

  • The benefits available and the limit of the Sum Insured for each. For example, in case of a financial emergency, you’ll need at least 30$ a day in Thailand. Hence, it’s important to see how much your travel insurance plan will cover for in case you fall into any kind of financial emergency. The same goes for medical and other emergencies. Make sure the plan insures you according to Thailand’s standards. 
  • Terms of claims. A lot of times, the terms can be tricky and very rare- that despite the benefit, you’ll never really be able to claim it. 
  • The claims process by checking the company’s previous claim records. After all, that’s the whole point of insurance, right? 

Your Digit International Travel Insurance for Thailand

  • International Travel Insurance for Thailand can be bought by anyone going for the trip. 
  • Everything from buying your cheap travel insurance for Thailand to making claims is digital, simple and hassle-free with zero paperwork involved. 
  • Travel Insurance for Thailand from India should be bought before your travel departure date.
  • You will need to carry the International Travel Schedule as a document during the travel. You can also keep our travel summary and policy wording handy for any other details.

Do inform us immediately if there is any unfortunate incident before or during your travel that may cause you to make a claim. 

Know more about Thailand before your Trip

Land of Smiles, Spirituality and Tranquility

Known for its pleasant and polite locals, diverse and stunning temples and of course the beautiful white sand beaches; Thailand has been a popular tourist destination for both Indian tourists and foreigners alike

.With flight tickets so cheap, it makes for a quick holiday for anyone looking to take some time off. Whether you’re going there for a spiritual retreat, wander off the beaches and experience the underwater life or are just going there for your bachelorette or a massive shopping spree, there’s a lot Thailand has to offer for backpackers, solo travellers, families, couples and even a group of friends!  

Best time to visit Thailand

Pretty much like the weather in most cities of India, Thailand’s weather too varies across the year, with its three primary seasons being Summer, Monsoons and Winter.

The best time to visit Thailand would probably be between October to February, since it won’t be too hot and there won't be the heavy rains to ruin your beach and adventure sports experiences either. 

Top 10 things to do in Thailand

  • The Pretty Phi Phi Islands - Visit the Phi Phi Islands, an island you can easily get to on a boat from Phuket. From snorkeling and diving in the clear blue waters to just chilling by the beautiful beach, a visit to the Phi Phi Islands is a must! You can also choose to go island hopping if the blues are all that you’re in Thailand for!
  • Beautiful Buddhist Temples - With around 94% of the population following Buddism, Thailand is home to some beautiful Buddhist temples across the country. Right from the gorgeous White Temple in Chiang Rai, Wat Phra That Doi Suthep in Chiang Mai to the Wat Chaiwatthanaram in the capital and Wat Arun in Bangkok, amongst many others.
  • The Glorious Grand Palace - Go back in time and visit the Grand Palace in Bangkok, where the Emerald Buddha is housed. It is the one place that completely defines Thai Culture & History. 
  • The Divine Thai Food - Who doesn’t love Thai food? Whether you’ve tried it earlier or not, Thai food is best experienced on the streets and of course all the local restaurants. If you like, you could even attend a cooking class or two!
  • Thrilling Adventure Sports & Treks - If you’re into adventure sports, Thailand has a lot to offer! Right from the famous Flight of Gibbon- a ziplining adventure across the rainforest in Pattaya, to scuba diving, kayaking and snorkeling at any of the islands- especially Phi Phi. You can also go on various treks and hiking trails famous across Phuket, Ching Mai and the Sri Phang Nga National Park in Khao Lak.
  • Float & Shop - Experience the ultimate floating and shopping at the Saduak market, about 100 kms southwest of Bangkok. Apart from that, Bangkok too is famous for its shopping, especially those looking for fashionable and affordable clothing!
  • Party in Patong - A popular tourist destination, if you’re someone who enjoys partying and dining across a variety of beach restaurants and cafes, then the Patong beach is for you!
  • Pull an All Nighter at a Full Moon Party - If you’re someone who loves to party, pull an all nighter at the Koh Pha Ngan Island, and experience the full moon party – one of Thailand’s most famous beach party that takes place every month, before or after the full moon.
  • Explore Local Villages - Take the road less travelled and go on a little hike to explore the villages of North Thailand. Akha, Lisu, Hmong and Karen are the tribes you’ll probably come across. Interact with them and learn more about Thailand’s culture upfront!
  • The Famous Thai Massage - After all the island hopping, shopping, wandering, treks, beaches, and water sports- you might just want to unwind and relax with a therapeutic Thai massage. However, do avoid the famous red-light areas where a Thai massage might just mean something else altogether! 

Thailand Tourist Visa for Indians

Visa-Free Entry for Indian Tourists - If you are travelling as a tourist for a stay of less than 30 days, you will get visa-free entry (for arrival date on or before 10th May 2024).

Thailand has announced visa-free entry for Indian tourists from November 10, 2023, to May 10, 2024, for a stay of up to 30 days. If you are visiting Thailand post this duration or staying in Thailand for less or more than 30 days and still wish to apply for a visa, you can do so as the standard visa application process is still fully functional.

Visa on Arrival for Indian Tourists – If you are travelling to Thailand post 10th May 2024, for a duration of less than 14 days, then you can also apply for a visa-on-arrival. 

The visa fee is 2,000 THB for a single entry and is to be paid in cash only. The Visa-on-Arrival application process is very straightforward and can be accomplished quickly upon your arrival in Thailand.

Tourist Visa through Thai Embassy - If you are looking for a tourist visa for up to 60 days, you need to apply for the Visa in Advance at the royal Thai embassy.

To do so, you can apply offline through a Thai embassy in India in advance. Below are the steps to apply for a Thailand tourist visa through the embassy:

  • Visit the vfsglobal visa website. Select the type of visa and the embassy through which you would like to apply.

  • Download the application form online. Fill the entire form and print it out. 

  • Schedule an appointment or you can even walk-in to the visa application centre to drop off your form along with all the other required documents.

  • After completing all the processes at the centre, pay the visa fees of ₹2,500 or ₹12,000 for a single entry or multiple entry tourist visa respectively. Additional charges might be applicable.

  • Track your application and collect your passport either in-person or through courier.

Indians can travel to any part of Thailand for a maximum of 60 days on a tourist visa (depending on the type of visa they have got). All you need is:

  • Make sure your passport is valid for more than 6 months.

  • Keep 2000 THB cash (INR 4,375) handy to pay for the visa fee.

  • Have all your bookings handy (hotel bookings, return flight tickets)

  • Filled in visa-on-arrival form (given during your flight to Thailand)

  • One passport size photograph (4x6 cm)

  • Proof that you have at least up to 10,000 THB for your trip (not compulsory- but can be asked).

Safety and Precautions for Indians

Thailand is a fairly safe country. However, owing to its large influx of tourists- there are a couple of travel scams and petty crimes you need to be wary of. Also given that Thailand is actually a Kingdom, there are some rules you should be aware of and we’re here to help you with just that. After all, we want nothing to really ruin your holiday. 🙂  

  • Avoid the tuktuk drivers in Bangkok. Especially if they’re being over friendly or too pushy! Some of them will lure you in by saying they’ll take you around shopping. Don’t listen to them, plus they’re most likely to overcharge you. Additionally, if they ever say so and so temple is closed, don’t believe them! It’s a scam.
  • Similarly, don’t believe anyone who says they’ll take you to the Lucky Buddha Temple in Bangkok. That too is a famous scam, usually by tuktuk drivers and scam tour guides- who will probably lure you into buying fake gems later.
  • The road traffic can get a little chaotic in the cities. In fact, Thailand comes second in road fatalities per capita in the world! In case you’re going to rent a scooter to roam about, be very careful (and please wear a helmet!) and make sure you have a travel insurance that can cover you in case of any unforeseen circumstances, including minor road hiccups, own vehicle damage, personal accident, etc. (and yes, we do cover them all!) 
  • If you’re going out drinking, be sure of who is making your drinks and be especially careful in tourist heavy spots. There are many travel scams of foreigners being drugged and robbed at bars and clubs.
  • If you’re looking at putting together a vlog or travel video using your drone, be careful as there are several restrictions in specific areas on flying drones and you may need permission from the necessary authorities for the same. Moreover, you’ll need an insurance to protect your drone, and an approval from the Civil Aviation Authority Thailand (CAAT)- which can take up to 100 days! 
  • Avoid red light areas and even if you’re going there, do not take photos (it’s prohibited in most areas!) and stay cautious of pickpockets and misleading Thai massages, amongst many other scams and rip off tactics that are common in these areas.
  • Don’t talk about the King as he’s probably one of the most respected figures in Thailand and even considered as God to many. Talking about him is almost taboo and can get you in a lot trouble with the strict Lese Majeste laws!
  • Don’t litter anywhere. There’s a cost for it, especially on the beach! If you’re found littering, authorities in Thailand could fine you between 2000 THB to 100,000 THB (INR 4000 to 2 lakhs!) or you could even face some time in prison!

Smoking is banned in many beaches and public areas, so be careful! Additionally, Electronic cigarettes/vaping have been banned in Thailand since 2014. 

Indian Embassy in Thailand

It’s always handy to be aware of the Indian Embassy’s number wherever you’re traveling to. In Thailand, the Indian Embassy is in Bangkok and can be reached on +6622580300.