The city of Allahabad, also known as Prayagraj, is the most populous city in Uttar Pradesh. As the administrative headquarters of the Allahabad district, the city has been observing major industrial development in recent years. This has led to a growing population and an increasing number of vehicles on roads, which contributes to multiple traffic violations.

On top of that, Allahabad has a humid subtropical climate typical to cities in the plains of North India, which causes occasional heavy rainfall. This is a primary cause behind frequent accidents and mishaps on roads.

If you travel on a two-wheeler on the risky roads of Allahabad, make sure to have a bike insurance policy to save yourself from unforeseen situations.

It is vital to choose a two-wheeler insurance policy that can be customised as per your requirements. If you are planning to get a bike insurance policy, you can choose Digit.

Following are the two wheeler insurance add-ons available in Allahabad:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

The two-wheeler insurance policy offered by Digit will provide you with the following benefits:

• 24*7 Customer Service: Feel free to contact our Customer Support Team for any query regarding your two-wheeler insurance plan. We are available 24*7 for our customers and try to solve their problems in no time. Moreover, we provide services on national holidays as well. Hence, feel free to call us during any inconvenience. We will be happy to serve.
• Options to Customise the IDV: The IDV or Insured Declared Value of your two-wheeler is its current market value. Thus, it is the maximum amount you can get if your bike is damaged or stolen. The IDV has a major influence on the sum insured and the premium of your bike insurance policy. With Digit, you can customise your vehicle's IDV based on your budget and preference. We offer this benefit to our customers because we believe in complete transparency.
• Quick Claim Settlement Process: Digit's quick and easy smartphone-enabled self-inspection process has helped it maintain a high claim-settlement ratio for two-wheeler insurance. The claim settlement process for Digit's two-wheeler insurance policies is completely online and just takes a couple of minutes. Moreover, the process is time-efficient as you do not have to submit any document or fill out numerous forms. To start the process, you simply have to call on the number provided on Digit’s website. You will get a link to your registered contact number. Then, submit the photos of the damaged parts of the vehicle following the step-wise guide. Our team will look into the matter and get back to you with a quote. Then, you can opt for a Reimbursement or Cashless Repair based on your preference.
• Vast Network of Garages All Over India: If you wish to avail cashless repairs with Digit, you can visit the nearest network garage. Digit has thousands of network garages all over the country where you can get your two-wheeler repaired without spending anything. Digit provides a warranty of 6 months on all repairs done by these network garages.

Here's how two-wheeler insurance from Digit protects you and your bike:

• Choose From a Range of Insurance Policies: Digit offers 3 types of two-wheeler insurance policies. They are:

  • Own Damage Two-Wheeler Insurance
  • Third-Party Two-Wheeler Insurance
  • Comprehensive Two-Wheeler Insurance

The features and benefits of these insurance policies differ. However, a comprehensive two-wheeler insurance policy combines third-party liability insurance and own-damage cover. It will provide you with extensive coverage for all kinds of unforeseen events. These include:

• Any damages caused by natural calamities
  
• Unforeseen damage to your bike or third party
  
• Loss, theft or damage
• Avoiding Legal Complications

Get yourself a third-party insurance cover soon if you do not have one. The Motor Vehicles Act of 1988 mandates it for every vehicle owner. Without it, the authorities will penalise you with the following hefty fines.

• A fine of ₹ 2,000 if the authorities catch you without the insurance cover for the first time.
• A compensation of ₹ 4,000 if they catch you for the second time.
• For more serious offences, your driving license will be liable for cancellation, or you can go to jail for 3 months. 

Hence, having a two-wheeler insurance policy for your bike will save you from these legal complications.

• Personal Accident Cover: Getting a personal accident cover is mandatory if you purchase a two-wheeler insurance plan. The extension will cover medical expenses in the event of any accidents, mishaps, or injuries. This type of coverage ensures the family's financial security in the event of the bike owner's demise. The financial coverage can be availed in case of permanent disabilities, bodily injuries, or death due to an unfortunate accident. Apart from this, having a health insurance policy can also help in such situations to cover the cost of hospitalisation for treatment or injury due to an accident.
• Customise Your Policy With Add-ons: Add-ons are one of the features that Digit offers its customers. These will help you customise your comprehensive two-wheeler insurance policy effectively. With Digit’s add-ons, you can now enhance the coverage of your bike insurance plan. These add-ons include tyre protect cover, consumable cover, return to invoice cover, zero depreciation cover, and more.