Bike Insurance in Ghansoli

Although Ghansoli is a small city in Maharashtra, it is known for being a large centre of shopping and trade, with numerous markets and malls. It is also famous for its schools, colleges and other educational institutions. Tourists fancy visiting this city to observe its historic centre and tickle their taste buds with some great authentic meals in local restaurants.

Even though it has a robust infrastructure with a decent public transportation system, it is highly populated. Moreover, the increasing number of vehicles makes the roads congested, creating problems for bike riders.

This usually leads to severe accidents like accidents, third-party damages, road collisions, etc. Hence, it is crucial for bike owners to get a two-wheeler insurance policy.

In this regard, Digit is one of the most trusted insurance policy providers that you can refer to. You can choose from our wide range of insurance policies and get customisable add-ons.

Here are the benefits that you will get if you purchase a two-wheeler insurance policy from Digit:

• Thousands of Network Garages Pan India: If you opt for cashless repairs from Digit Insurance, you can repair your damaged vehicle at any of our network garages without paying anything. Our network garages are present all over India, where you can avail seamless repairs any day of the year. Moreover, there is also a 6-month warranty on all repairs done at our network garages.
• 24-hour Customer Support Team: The Digit Customer Support team is always there to cater to your needs and queries. This service is available round the clock, and you can get in touch with us anytime if you have any queries. Feel free to call us, and we will be happy to help, even on national holidays.
• Option to Customise IDV: The Insured Declared Value, or IDV, reflects your vehicle's current market worth. It has a direct impact on the premium of your bike insurance policy. At Digit, we believe in maintaining transparency with our clients; hence, we offer you the option to customise the IDV in bike insurance as per your needs.
• Paperless Claim Settlement Process: You can use Digit’s smartphone-enabled self-inspection process to claim your policy online. The procedure is smooth and quick; all you need to do is call us on the number available on our website. Consequently, you will get a link from our end. Click on the same and follow the steps correctly. After that, click clear pictures of the damaged vehicle and upload them. Digit's team will inspect the same and get back to you with a quote. You can then choose between reimbursement or cashless repair.

Here are some of the reasons why you should get a Digit Insurance policy in Ghansoli:

• Evade Legal Complications: You can avoid legal penalties by having a third-party insurance plan. It has been mandated by the Motor Vehicles Act of 1988. This will protect you from financial losses due to accidents, as well as paying fines. Additionally, you also won’t have to deal with unwanted imprisonment or license cancellation.
• List of Two-Wheeler Insurance Policies: Digit offers three types of two-wheeler insurance. Third-party bike insurance, which covers only third-party liabilities such as injury, death, or property damage. Own damage bike insurance, which covers loss and damage to your own bike, which may be caused due to accidents and collisions, natural calamities, fires, and thefts. This works as an added protection with the third-party bike insurance policy, and lastly, there's comprehensive bike insurance, which covers both own damage and third-party claims.

• Multiple Digit Add-ons: Add-ons help to extend the coverage of the existing comprehensive two-wheeler policy and provide better coverage. Even though they come at an extra cost, they can be a savior in certain circumstances. Let’s take an example of the return to invoice cover. This add-on comes extremely handy if your bike is damaged beyond repair or is stolen. In these cases, Digit will refund the amount stated in the invoice. This cover is suitable for new bikes. The return to invoice add-on will also cover the road tax and the registration charges. Besides these, you can get consumables cover, roadside assistance cover, zero depreciation cover, etc.

• Personal Accident Cover: A personal accident cover is highly beneficial if you are a two-wheeler owner. It ensures hassle-free medical treatment in case you face any accidents, thus protecting your pocket during unfortunate incidents. The PA cover can be claimed during instances of permanent disabilities, injuries, or death. You should opt for Digit Insurance immediately and safeguard your family’s finances from potential damages.

Following are the two wheeler insurance add-ons available in Ghansoli:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover