Two Wheeler Insurance in Khordha

Khordha is situated in the state of Odisha and has gained popularity due to the handicraft market consisting of cottage industries, utensils, cable manufacturing units, etc. In addition, there is a Coca-Cola bottling plant and local gas bottling plants.

The city is facing an increase in its population. Moreover, the poor condition of the roads and heavy monsoon create many obstacles on the road, which often leads to sudden mishaps.

To safeguard your financial interest and protect your bike, you need to purchase two-wheeler insurance from a credible insurance provider. Digit can be a suitable option in this regard.

Digit offers superfast claim settlement and 24X7 customer support. This makes Digit one of the top-rated two-wheeler insurance in town.

Here's more.

Here are the prominent reasons why you should choose the two-wheeler insurance policy from Digit in Khordha:

• Seamless Online Claim Settlement Process: The online claim settlement process of Digit is time-saving and convenient and it comes with the smartphone-enabled self-inspection feature. All you have to do is simply call us on the number provided on the website, and you will receive a link to the contact number registered with us. On receiving this link, you need to follow detailed guidelines to click and upload pictures of the damaged area of the bike. Once we receive these pictures, the concerned department will get back to you with an estimate. After that, you can choose whether to choose for reimbursement or opt for cashless repair mode. The online claim processing and settlement eliminates the need for filing forms and submitting documents manually.
• Round-the-Clock Customer Support: Our team is available 24X7 to meet your queries related to two-wheeler insurance. Moreover, our efficient customer care team is ready to answer your concern even on national holidays. So, if you have got any questions, feel free to call us.
• Availability of Network Garages All Over India: For two-wheeler insurance holders selecting cashless repair mode, there are numerous network garages of Digit that offer quality repair of the damaged bike. You can avail the repair service without the worry of bearing any extra expenses. You also get six months of warranty on the repairs performed at these network garages.
• Customise Insured Declared Value: The IDV or Insured Declared Value is your bike's current market value, which directly impacts the premium of the insurance and the sum insured. This means the higher the IDV, the higher the insurance premium of the policy. Digit allows you to customise IDV as per your preference, offering optimum transparency and credibility.

Let's discuss the ways a two-wheeler insurance policy from Digit can protect your financial interest from unfavourable mishaps in Khordha: 

• Availability of Different Types of Insurance Policies: There are three different types of two-wheeler insurance policies to choose from:

  • Comprehensive Two-Wheeler Insurance policy
  • Third-Party Two-Wheeler Insurance policy
  • Own Damage Bike Insurance policy

You can choose these policies as per your preference and budget. If you wish to get coverage only for third-party liabilities, you can opt for third-party insurance. For third-party as well as own damages, you can opt for the comprehensive policy. However, if you have a third-party policy and wish to cover your own damage, don't wait for the policy renewal. Get a stand-alone policy from Digit. 

• Increase Your Policy Coverage With Add-ons: Digit allows you to enhance the coverage of your comprehensive two-wheeler policy by customising add-ons. Add-ons are benefits you can add to your existing policy by paying a nominal amount on the premium. Here are some of the add-ons that you can include with your comprehensive car insurance.

  • Engine and gearbox protection cover
  • Consumable cover
  • Roadside assistance cover
  • Zero depreciation cover, etc. 

If you choose the roadside/breakdown assistance cover as an add-on, then you will get complete coverage on the sudden repair or replacement costs due to a breakdown while riding two-wheelers.

• Avoid Legal Complications: The Motor Vehicles Act, 1988 has made it necessary for vehicle owners in the country to buy a third-party policy. As per the law, there will be a penalty of ₹ 2,000 to ₹ 4,000 in case you are found to ride your bike without insurance. Moreover, in case of repeated occurrence, it may lead to at least 3-months of imprisonment. Hence, it is beneficial to purchase a third-party insurance when getting a scooter or bike.
• Personal Accident Cover: A personal accident cover is essential for every two-wheeler owner and must be purchased along with the comprehensive or third-party two-wheeler insurance policy. A PA cover bought from a credible insurance company like Digit offers financial coverage on medical expenses caused due to bodily injuries or total disability and even loss of income due to a road accident. On top of that, the nominee receives compensation if the bike owner dies from an accident.