Madurai is a major city and the cultural capital of the state of Tamil Nadu. It is the administrative headquarters of the Madurai District. According to the census of 2011, it was the third largest city after Chennai and Coimbatore.

The city has several historical monuments, like the Meenakshi Temple Thirumalai and Nayak Palace, which are quite popular tourist spots. Additionally, it is also an important industrial and educational hub of India.

Besides, poor road infrastructure, the ever-increasing population, heavy rainfall and inadequate infrastructure result in heavy traffic jams throughout the year. Fatalities and mishaps are also quite common.

Thus to protect yourself from financial losses, getting a two-wheeler insurance policy is crucial.

If you are thinking of purchasing one, try Digit Insurance. Digit's online claim settlement process is smooth and easy.

Check out the details to find out more about Digit.

Following are the two wheeler insurance add-ons available in Madurai:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

A two-wheeler insurance policyholder from Digit can provide the following benefits:

• Paperless Online Claim Settlement Process: Get your claim settled in a hassle-free way with Digit. Digit's smartphone-enabled self-inspection feature facilitates a super-fast paperless claim settlement process. To get started with it, you just have to connect with Digit on the provided number. Consequently, you will receive a link for self-inspection that you need to click. After doing the same, follow the steps and upload pictures of the bike's damaged parts. Then, the concerned team will view the same and get back with a quote. Rest you can decide whether to opt for reimbursement or a cashless mode of repair.
• Opt for Cashless Repairs From Thousands of Network Garages: When you decide to opt for the cashless repair mode, you can visit the nearest network garage of Digit. You can get the damages on your bike repaired from these garages without having to pay anything. These garages are available throughout India. You will get 6 months of warranty on all the repairs that these garages conduct.
• 24X7 Customer Support: With Digit, you get the facility of having your insurance-related confusions and doubts cleared instantly. Our team is available round-the-clock and is ready to assist you in case of any emergency at any time of the day. We are also available on national holidays.
• Get a Customisable IDV: IDV, or the Insured Declared Value, is an essential factor for your bike insurance. It directly affects your bike insurance policy premium and the sum insured. With Digit, you can customise the IDV as per your preference. Higher IDV means a higher sum insured and higher policy premiums. Hence, while choosing your insurance policies, make sure you choose a suitable IDV.

Here are the ways that Digit bike insurance can help you protect your bike in Madurai:

• Customise With Add-ons: If you want to extend the coverage of your comprehensive bike insurance policy, you can easily do so with Digit. You can include various add-ons that can be quite beneficial in various circumstances. 
• Roadside Assistance Cover: When you choose the roadside assistance add-on, you get coverage for expenses due to repair services required during a vehicle breakdown. It will also cover charges for towing services or taxi services. 
• Consumable Cover: This acts as an extra layer of protection for your two-wheeler. This covers the costs you incur for refilling or replacing consumable items like screws, nuts and bolts, engine oils, grease, etc. 
• Return to Invoice Cover: With this add-on, you will get a compensation amount as mentioned in your two-wheeler invoice. This is applicable if your bike incurs damages beyond repair or is stolen. The compensation will also cover the road tax and registration charges that you have paid. Besides this, Digit also provides facilities like tyre protect cover, zero depreciation cover, and more.
• Opt for Our Two-Wheeler Insurance Policies: The following are the three two-wheeler insurance policies from Digit that you can get:
  • Third-Party Two-Wheeler Insurance policy
  • Comprehensive Two-Wheeler Insurance policy
  • Own Damage Two-Wheeler Insurance policy
• Personal Accident Cover: A personal accident cover will offer coverage for costs that you incur due to personal injuries, death or permanent disabilities in an unfortunate incident. This cover has to be bought only in the name of the bike owner. If the owner dies due to an accident, the nominee will get compensation.
• Avoiding Legal Penalties: The Motor Vehicles Act 1988 has made it compulsory for all vehicle owners of the country to have third-party insurance. If the authorities catch you riding a bike with no motor insurance, you have to pay a fine of ₹ 2,000. The amount increases to ₹ 4,000 for further repetition of such offence. For serious offences, you can face 3 months of imprisonment. So, Digit bike insurance allows you to protect your finances from possible mishaps and save you from legal complications as well.