Two Wheeler Insurance in Panipat

The city of Panipat in Haryana is known for its rich history and textile industry. It is situated to the north of Delhi and south of Chandigarh and has now become a global centre for recycled textiles.

Some of the chief factories in this area are wool and cotton mills, glass manufacturing facilities, etc. They are one of the reasons behind congested roads and heavy traffic, which makes it difficult for bike riders to commute daily. This can lead to unwanted accidents, third-party losses, etc.

Hence, getting a two-wheeler insurance policy can be a good idea to steer clear of such unfortunate mishaps. In this regard, you can refer to Digit Insurance and secure your finances and vehicle with our wide range of insurance policies. Froom reimbursement to cashless repairs, we have it all.

As a bike owner, you need to have a two-wheeler insurance policy to protect your finances from further losses. Some of the ways in which Digit Insurance can help you are:

• 24-hour Customer Care Support Team: You do not need to worry if you have any doubts about your bike insurance policy. The Digit Customer Support team is always at your service. We will cater to your needs and queries round the clock and provide prompt solutions for the same. Besides this, we will also be happy to help you on national holidays.
• Thousands of Network Garages Pan India: Giving the option of Cashless Repairs to customers is one of the best features of Digit Insurance. However, you must at least have a third-party insurance policy to get this. You can get your cashless repair done at any of our network garages without shelling out any extra money from your pocket. Moreover, all the repairs come with a 6-month warranty.
• Get Customised IDV: The IDV or Insured Declared Value is an important aspect of a bike insurance policy. The higher the IDV, the higher amount of sum you will be able to claim during settlement. However, this will increase the premium amount of the insurance policy. At Digit, we offer the option to customise your bike’s IDV as per your convenience and budget.
• Paperless Claim Settlement Process: Digit Insurance provides an online claim settlement process to ease the process for customers. It is entirely digital and does not require any hard copies or filling up of forms. You just have to connect with us on our given number, and we will send you a link. Click on the same and start the process. Click pictures of the damaged parts of the vehicle and upload them. We will inspect the same and get back to you with a quote. You can then choose between Cashless Repairs or a Reimbursement.

Here are the ways Digit Insurance will help to save your bike in Panipat:

• Multiple Two-Wheeler Insurance Policies: Get these bike insurance policies from Digit and protect your finances from getting affected. 

Third-Party Two-Wheeler Insurance: This basic insurance plan covers damages and losses caused to a third-party vehicle or property in an accident. 

Comprehensive Two-Wheeler Insurance: This combines third-party liabilities and own-damage cover that you can extend with the help of add-ons. This plan covers third-party damage, theft and loss, or injuries caused due to natural calamities. 

Own Damage Two-Wheeler Insurance: This helps you cover the damages incurred by you and your bike due to an accident or theft. This policy is the most suitable for people who have recently bought a new bike.

• Steer Clear From Legal Complications: Avoid getting involved in legal complications by having a third-party insurance plan. This will protect you from financial losses like paying a fine, which can range from ₹2,000 to ₹4,000. For subsequent offences, it can lead to cancellation of license or 3 months imprisonment as per the Motor Vehicles Act of 1988.
• Comprehensive Add-ons: With Digit Insurance, you can select from a wide range of add-ons. They will help you extend your comprehensive insurance policy and protect your pocket. For example, the return to invoice cover helps you when your bike is beyond repair due to an unfortunate incident. In this case, we will refund the entire amount mentioned in the invoice. Therefore, make sure to preserve the original bill. We also provide the following add-ons:
  • Zero Depreciation Cover
  • Tyre Protect
  • Consumables Cover
  • Engine Protection Cover
  • Roadside Assistance 

You can choose the one that suits your interests and requirements. 

• Personal Accident Cover: Due to increasing road accidents, it is essential to have a personal accident cover. As a two-wheeler owner, get it at the earliest to ensure financial support for medical treatments. You will get coverage for situations including permanent disabilities, injuries or death. In case of an unfortunate fatal accident, the nominee of the policyholder will receive the entire insured amount. We try to provide optimum satisfaction and speedy resolutions of problems to our customers.