Two Wheeler Insurance in Port Blair

Port Blair, the capital of Andaman and Nicobar Islands, is known for its natural vistas, turquoise blue water and alluring sky. Surrounded by a rugged coastline and tropical forest, the island offers a picturesque ambience and thus blooms thousands of tourists from different places every year.

During peak seasons, tourist attractions such as Cellular Jail, Corbyn's Cove, Chidiya Tapu, Wandoor Beach, Mount Harriet National Park, etc., remain bustling with travellers.

The locals, as well as tourists, depend highly on cars and two-wheelers in Port Blair to travel anywhere within the city. However, Port Blair lacks effective traffic management and proper road infrastructure. This makes it necessary for the motorists here to obtain a two-wheeler insurance policy to steer clear of unnecessary repair and replacement expenses. Moreover, an insurance plan also covers damages caused due to unforeseen threats like accidents and natural calamities.

Individuals looking for two-wheeler insurance options online can consider Digit Insurance. We offer an easy, online claim settlement process for your convenience.

A two-wheeler insurance policy from Digit comes with the following benefits:

• Paperless Online Claim Settlement Process: Digit has a high claim settlement ratio, thanks to its smartphone-enabled self-inspection feature. To get started, connect with Digit through the given number and receive a self-inspection link on your mobile number. Next, follow the instructions and upload the images of your damaged two-wheeler on the link as evidence. The concerned team will review the same and get back with a quote. Then, decide between Cashless or Reimbursement mode of repair at your convenience.
• Wide Range of Network Garages across India: If you opt for the cashless repair option, you can visit any nearest Digit network garage for the required repair or replacement services. You no longer need to pay anything at the garage. Additionally, you will get a 6-month warranty on all repair services at any of our network garages in India.
• Option to Customise IDV: IDV or Insured Declared Value in insurance policy refers to the market value of a vehicle. It helps insurers confirm claim amounts accurately while settling payments. If you choose a higher IDV, you need to pay higher premiums to ensure extensive coverage in the event of damage or theft of an insured two-wheeler. On the contrary, a low IDV means a lower premium and, thus, less coverage. Digit extends the convenience of customised IDV based on your requirements.
• 24X7 Customer Care Support: Digit boasts a dedicated customer support team available round-the-clock to clear any insurance-related queries. In addition, we extend speedy and reliable assistance to ensure a seamless customer service experience.

Go through the points below to understand how Digit's two-wheeler insurance policy will protect your motorcycle in port Blair:

• Choose From a Vast Range of Motorcycle Insurance Policies: Digit offers tailor-made insurance policies to cater to diverse requirements. You get to select from:

  • Third-party Two-wheeler Insurance Policy
  • Comprehensive Two-wheeler Insurance Policy
  • Own Damage Two-wheeler Insurance Policy
• Personal Accident Cover: It is compulsory for every two-wheeler owner in India to opt for a personal accident cover. It provides financial coverage against unforeseen circumstances, including accidents leading to bodily injury, partial or permanent disability and accidental deaths. The coverage limit is ₹ 15 lakhs, and the percentage of compensation varies depending on the circumstances.
• Steer Clear of Legal Consequences: According to the Motor Vehicles Act 1988, every vehicle plying on Indian streets must obtain a third-party insurance cover. If you are caught riding your scooter or bike without third-party coverage, you must bear a hefty penalty of ₹2,000. For subsequent offences, you will have to pay ₹4,000 or be punished with 3-month imprisonment.
• Improve Your Policy Coverage with Add-ons: Opting for a comprehensive two-wheeler insurance policy from Digit allows you to choose from a wide range of add-ons. These add-ons will significantly extend your existing policy coverage and thus come at additional nominal rates. Some of the add-ons that you can choose from are:

Zero Depreciation Cover: If you avail of zero depreciation cover, your insurer will no longer deduct any depreciation, and you will receive the total claim amount after mandatory deductions. Furthermore, it serves as protection for your motorcycle and its spare components.

Consumable Cover: Another add-on is the consumable cover. It covers replacement expenses of engine oil, radiator coolant brake oil, washers, screws, bolts, nuts, etc. 

Tyre Protect Cover: This add-on covers damaged tyre replacement if there is any bulge, major cut, or bursting of tyres. It is also inclusive of the labour costs for dismounting, installing, and rebalancing the tyres.