Tiruvallur is one of the fast-developing cities in Tamil Nadu, located on the banks of the Coovum River in the western part of the Chennai Metropolitan Area. It is also the administrative headquarters of the Tiruvallur district. The Veera Raghava temple of the city is one of its famous tourist spots.

Due to the increasing development of industrial infrastructure within as well as around the city, it often experiences heavy traffic congestion.

Hence, it becomes essential for bike owners to have a two-wheeler insurance policy to secure their finances from potential damages.

Get the assistance of Digit Insurance in this regard. With Digit, you will get many benefits and customisable add-ons that will help protect your pocket from unwanted financial losses due to any mishap.

Following are the two wheeler insurance add-ons available in Thiruvallur:

• Zero Depreciation Cover
• Return to Invoice Cover
• Engine & Gear-box Protection Cover
• Consumable Cover
• Breakdown Assistance
• Tyre Protect
• Daily Conveyance Benefit
• EV Shield Add-on Cover

Let's take a look at the benefits you can get from a Digit two-wheeler insurance policy:

• Customise the IDV of Your Bike: The IDV or Insured Declared Value is the maximum compensation amount you can get from your insurance provider if your bike gets lost or stolen. It greatly influences the policy premium and sum insured of your two-wheeler insurance policy. To maintain transparency and customer satisfaction, we let our clients customise the same. If you choose a higher IDV, the sum insured by your policy will be more, but the premium amount that you need to pay will also be higher.
• Online Settlement of Claim: You can now raise your claims against your two-wheeler insurance online with Digit. This is entirely digitised with a smartphone-enabled self-inspection process. It helps you to negate the submission of hard copies or fill any forms. To start this virtually streamlined process, call us on the number mentioned on our website and click on the link that you would receive from our end. Then, follow the step-wise guide and upload clear pictures of the damaged parts of the bike. After that, our support team will look into the matter and provide you with a quote. After this, you can go for Cashless Repairs or a Reimbursement based on your preference.
• Network Garages Pan India: If your bike is severely damaged due to an unfortunate accident and choose the Cashless Repair option from Digit, you can get to the nearest network garage. These garages are located in pan India. So, find one such garage near your location and get your damaged vehicle there for repair. You can get all the damages repaired without any charge and also get a warranty of 6 months.
• 24-hour Customer Support: Our customer support team is ready to cater to your queries and doubts regarding your bike insurance policy 24/7. You can reach us anytime, and we will resolve all your doubts promptly. Moreover, we are available even on national holidays.

With Digit's two-wheeler insurance policies, you can protect yourself from many unprecedented situations. During the occurrence of such events, you can get the following benefits:

• Personal Accident Cover: With a personal accident cover, you can secure your finances and get financial coverage in case of injuries, permanent disabilities, or death caused due to an accident. It is a mandatory extension for any motor insurance as per the motor laws. It ensures coverage for the treatment of injuries or permanent disability. Moreover, Digit will pay the entire sum insured as compensation for the bike owner's death or permanent total disability.
• Choose a Two-Wheeler Insurance Policy of Your Choice: You can choose from any of the following two-wheeler insurances from Digit if you want to safeguard your finances. These are of three types:
  • Comprehensive Two-Wheeler Insurance
  • Third-Party Two-Wheeler Insurance
  • Own Damage Two-Wheeler Insurance

Choose these insurance plans as per your requirements and your budget. 

• Customisable Add-ons: Customise your comprehensive bike insurance policy with the help of add-ons from Digit. However, you need to pay a higher premium amount when you buy these add-ons. These are highly beneficial and will help you in several situations. Let's take an example to explain this. If you purchase the tyre protect add-on, the cost of replacing damaged tyres and labour charges for refitting and rebalancing will be reimbursed by Digit. Other add-ons you can get from Digit include:

  • Consumable Cover
  • Roadside Assistance Cover 
  • Zero Depreciation Cover 
  • Breakdown Assistance 
  • Daily Conveyance Benefit 
  • Return to Invoice Cover 

• Complying With the Law: The provisions of the Motor Vehicles Act of 1988 make it necessary for every vehicle owner to have a third-party insurance at least. However, if you get caught while riding your two-wheeler without any insurance, you will be charged a fine of ₹ 2,000. For consequent offences, the amount will increase to ₹ 4,000, and in some cases, there might be a suspension of your driving license.