Two Wheeler Insurance in Valsad

Valsad is a municipality located in the state of Gujarat. This city is an industrial hub with many chemicals, textiles, paper and pulp factories.

However, the city experiences heavy rainfall during a significant part of the year. On top of that, natural calamities like cyclones, traffic congestion during peak hours and increasing vehicle numbers contribute to major fatalities, incidents and other mishaps.

Hence, to safeguard yourself financially from such mishaps, buying a two-wheeler insurance policy in Valsad is necessary.

So, if you are looking for a reliable bike insurance provider, you can choose Digit. The continuous customer support and quick claim settlement process have enabled us to achieve a high claim settlement ratio.

Here are the top benefits of choosing Digit for a two-wheelers insurance policy in Valsad:

• Thousands of Network Garages for Cashless Repairs: If you opt for the cashless repair mode, then get down to any of the nearest Digit network garages and have the repairs done. The network garages are available in different locations in India. You don’t have to bear the expenses of the repair done in these facilities. Moreover, there is a six months warranty on all repairs done in the network garages of Digit.
• Insured Declared Value Customisation: Digit allows you to modify the IDV or Insured Declared Value of your vehicle. It is the current market value of a bike. The Insured Declared Value affects the insurance premium and the sum insured. This means the higher the IDV you choose, the higher the premium that you have to pay and vice versa.
• 24X7 Customer Support: The customer care team of Digit is available round the clock and will resolve all concerns related to the two-wheeler insurance policy. We understand that an emergency may strike at any moment. We are available even on national holidays, so if you have any queries, feel free to reach us now.
• Quick Claim Settlement Process: Digit has implemented a hassle-free and completely paperless mode of claim settlement process through its smartphone-enabled self-inspection feature. You have to give a call on our provided number to receive a link on your registered mobile number. In the next step, you have to click pictures of the damaged parts of your bike and send those to us following stepwise guidelines. Once we receive those pictures, our executive will get back to you with an estimate. After that, you will be able to choose whether to opt for cashless repair mode or reimbursement. Our paperless mode of the claim settlement process is highly time-saving and convenient. It is one of the many reasons that make Digit one of the trusted two-wheeler insurance providers in town.

A two-wheeler insurance policy from Digit can safeguard your bike or scooter in Valsad in the following ways:

• Personal Accident Cover: A personal accident cover is mandatory whether you choose a comprehensive or third-party motor insurance plan. This cover protects you financially from any expenses that you may incur due to permanent disabilities or death. The cover has to be bought in the name of the bike owner. Digit will also pay the nominee the sum insured amount as compensation if the owner of the two-wheeler passes away due to an accident.
• Choose From Different Two-Wheeler Insurance Plans: If you are choosing Digit for your two-wheeler insurance policy, you can select from the three types of policies that it offers:
  • Comprehensive Two-Wheeler Insurance
  • Third-Party Two-Wheeler Insurance
  • Standalone or Own Damage Two-Wheeler Insurance

Digit offers you the provision of purchasing a standalone two-wheeler insurance plan even if you have third-party bike insurance from another provider. 

• Customise Add-ons: Add-ons are designed to extend the coverage offered by a comprehensive two-wheeler insurance policy. Digit offers you the facility to customise add-ons as per your convenience when you choose a comprehensive policy. All you need to do is pay a little extra insurance premium to buy them. Some of the notable add-ons offered by Digit are:

  • Zero depreciation cover
  • Engine and gearbox protection cover
  • Passenger cover
  • Return to invoice cover
  • Consumable cover, etc.

For example, suppose you are choosing an engine and gearbox protection cover. In that case, if there is significant or severe damage to the engine after an accident, you get coverage for repairing or replacing the engine parts.  

• Avoid Legal Complications: According to the Motor Vehicles Act 1988, every bike owner must get third-party two-wheeler insurance in India. However, if you fail to get one and are caught by the authorities riding without any policy, you will be penalised with fines ranging from ₹ 2,000 to ₹ 4,000. Also, in certain instances, the punishment can lead to the cancellation of your driving license or even 3-months of imprisonment. Hence, to be on the safer side, it is ideal to buy an insurance policy when buying a bike or scooter.