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Two-wheeler Insurance in Vijayawada
Vijayawada is the second largest city in Andhra Pradesh and the administrative headquarters of the NTR district. It is also one of India's fastest-growing urban areas. It is also a major economic hub of the state. Vijayawada houses various major IT, pharma, hospitality, food processing and other industries.
Being a densely populated urban area, it always remains congested, making it difficult for bike riders to commute. Moreover, the lack of proper road infrastructure and traffic management makes the city roads accident-prone.
If you are a two-wheeler owner from Vijayawada, you should get a bike insurance plan to protect your finances in case of accident, damage or theft.
If you are searching for a trusted bike insurance policy, you can go ahead with Digit Insurance.
Why Choose Two Wheeler Insurance by Digit?
Two Wheeler Insurance Plans in Vijayawada
| Third-Party | Comprehensive |
Damages/Losses to own two-wheeler due to an accident |
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Damages/Losses to own two-wheeler in case of fire |
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Damages/Losses to own two-wheeler in case of a natural calamity |
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Damages to Third-Party Vehicle |
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Damages to Third-Party Property |
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Personal Accident Cover |
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Injuries/Death of a Third-Party Person |
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Theft of your scooter or bike |
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Customize your IDV |
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Extra protection with customized add-ons |
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| Get Quote | Get Quote |
Know more about the difference between comprehensive and third party two wheeler insurance
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
Why Do You Need Bike Insurance in Vijayawada From Digit?
If you choose Digit Insurance as your two-wheeler insurance provider, you will get the following benefits:
- Get Cashless Repairs From Digit's Network Garages: You can take your damaged bike to one of the nearest network garages of Digit and get it repaired free of any charge. There are several thousands of network garages all over the country. These garages also offer 6-months warranty for repairs they conduct.
- Provides IDV Customisation: Your bike's IDV is an essential aspect of the two-wheeler insurance as it directly impacts your two-wheeler insurance policy premium along with the sum insured. We will allow you to customise the Insured Declared Value of the bike as per your budgetary requirement and convenience. You should be carefully choosing the IDV as the more the IDV, the higher premium you need to pay.
- Round-the-clock Customer Support: You can always get your insurance-related doubts and confusion resolved with Digit's 24x7 customer support. We will try to efficiently solve all the possible queries you can have regarding your two-wheeler insurance policy. Additionally, we cater to our clients on national holidays as well.
- Paperless Online Claim Settlement Procedure: Digit has an online claim settlement procedure that is super-fast and comes with a smartphone-enabled self-inspection feature. First, contact us at the number given on our website, and we will send you a link. Then, follow the steps mentioned on this link and upload the images of your damaged bike. Then, our team will analyse it and revert to you with a quote. After that, you can either opt for reimbursement or cashless mode.
How Can Digit's Two-Wheeler Insurance Save Your Bike in Vijayawada?
Protect your bike in Vijayawada with Digit through the following ways.
- Customising With Various Add-ons: If you are interested in buying a comprehensive bike insurance policy from Digit, you can customise it with a wide range of add-ons. These add-ons can assist you financially if you face any challenging situations. However, you have to pay a nominal extra amount. Let's look at some of the add-ons you can purchase with a comprehensive bike insurance plan.
- Breakdown Assistance Cover: This add-on will come in handy when you get stranded on the road due to a flat tyre or any other mishap. It will cover expenses you incur for repairs needed during a sudden breakdown.
- Zero Depreciation Cover: This add-on will let you get a higher compensation amount as the insurer won't include deprecation charges while paying out compensation. Besides these, you can also get:
- Return to invoice cover
- Consumable Cover
- Tyre Protect
- Engine Gear Protection Cover, etc
- Abiding by The Law: If you have a bike, you must have a third-party insurance policy as per India's Motor Vehicles Act 1988. If you get caught riding without a valid bike insurance plan, you will be liable to pay ₹ 2,000 as a penalty. This fine will increase to ₹ 4,000 if you repeat such an offence. In some serious situations, you may face 3 months of imprisonment or license cancellation. So, Digit bike insurance can also protect you from legal complications.
- Personal Accident Cover: The personal accident cover, also called the PA cover, is a compulsory extension that a bike owner needs to have while buying two-wheeler insurance as per the motor policy of the country. You will receive financial coverage for any expense you incur due to bodily injury, total disability and death.
- Choose From Various Two-Wheeler Insurance Policies: Digit offers the following types of bike insurance policies. They are:
You can buy the own damage or standalone two-wheeler insurance plan if you already have a third-party plan and wish to cover personal damages. Do note that you can buy OD bike insurance from Digit after you have bought a third-party insurance plan from another insurer. Each policy comes with its own unique features and benefits. Analyse your requirements and assess your budget before choosing a bike insurance plan.